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هل سيتم إلغاء الديون القديمة بموجب القوانين الجديدة؟

سيدي العزيز / سيدتي العزيزة،

علي منع من السفر وقضايا شرطة بشأن 5 قروض ديون قديمة وقضايا بطاقات ائتمان في دبي (2010).

هل يشترط دفع غرامة عن كل قضية وإغلاقها؟ أم يمكن إغلاق القضايا تلقائيًا وفقًا للقوانين الجديدة الصادرة في عام 2020 والتي يتم فيها إلغاء تجريم الديون؟

هل لا يزال نظام الغرامة موجودًا؟ أم أن ذلك ألغي أيضاً؟ هل يمكننا إغلاق القضايا بطلب المحكمة؟ أم أننا لا يزال يتعين أن ندفع الغرامات في مراكز الشرطة المعنية؟

أريد أن أعرف الخيارات قبل المضي قدمًا بها.

Rashid Saif Advocates & Legal Consultancy
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2 Oct 2022, 06:35

Dear questioner,

Please note that apart from criminal procedures, the new law allows the bank to open an execution file in the civil court and issue a warrant of arrest and a travel ban to oblige you to pay.

For more information, please contact me via phone or email.

Regards,

2 Oct 2022, 14:38

Does it apply to loans from 2010 also?

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Al Fahad Legal Consulting
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2 Oct 2022, 07:21

Dear questioner,

Absolutely, yes! We can assist you to close all your case and release any travel ban that might be imposed on your name.

We have to get Power of Attorney from you to us first to be able to check your criminal records and consequently get the full details of your criminal cases.

Please note that not all criminal cases are assigned to penalty fines; maybe you get a judgment for jail time. This is why we have to check your criminal records first.

The new law still exists but is not applicable to all cheque cases. Most people think that all the cheque cases will not exist anymore which is not true and completely wrong.

That is why we would like to recommend that if you need to settle all your cases correctly, start to proceed with checking your criminal system first, and hence once we get the full details of the cases, we can decide what we have to do to close all your cases and clear your name.

Please do not hesitate to contact us via email for any further inquiries or if you are interested in the procedures abovementioned.

Thanks!

2 Oct 2022, 14:45

I now understand that the debt can be closed as per decriminalization law 2022. But what happens to the debt after that?

Will it go into civil execution again now even for the year 2010 debts? Or the bank will forget about recovery?

I don't have money to pay them; the amount is 500k across 5 banks.

6 Oct 2022, 05:11

Definitely will go to civil disputes. But the bank can postpone that to save more money that might be spent to the lawyer and court fee.

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Laila Hamza Al Mulla Advocates and Legal Consultants
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23 Oct 2022, 10:55

As per the new law, you can close some kinds of cases for cheque cases. You have to check which cases you have first.

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