Q: I had a personal loan with a bank in the UAE. I lost my job during the pandemic in April 2020. I stayed in the UAE till Nov 2020 searching for a job but I couldn`t find a job so I was planning to travel to India. They filed a criminal case in October 2020 so I couldn`t exit the country. I paid a fine of 10020 AED in Dubai police station and lifted the ban, then I exited the country. The bounced cheque amount from the bank was 131000 AED. I had a credit card outstanding of 24000 AED from another bank. Now the outstanding is 41020. How to resolve the issue as I am out of the country. Will it affect traveling to any other GCC country? They have filed a case now.

Q: Hi, I have two cheque cases in the UAE worth around 100K and one commercial civil case worth 55K and I left the UAE without an exit stamp on my passport. Can I travel anywhere in GCC?

Q: Dear Madam, I have a pending personal loan of AED 18000 + pending credit card payment AED 27000 & my company terminated me last week. I don't have the cash to settle these debts. Im planning to visit the bank with termination letter also my company is pushing me to leave the country end of this month. I'm planning to seek jobs in other GCC countries. Will I get arrested in a GCC country? Can I go transit from any GCC country?

Q: Hello Sir I have an unpaid bank loan and credit card in the UAE since I lost my job last 2014. Now I have a plan to go to Kuwait to try another opportunity. Will I get arrested in immigration if I enter one of the GCC countries? Hopefully, you can help and advise me. Thanks.

Q: I have a debt on my credit card from a bank in the UAE and I left the UAE a few months back. I have not traveled to any countries since then. My question is if I travel to Qatar, Saudi, or Kuwait, or in case of connected flights those stay in Qatar, Saudi, what are the chances that I will face problems?

Q: I have around 130k USD in credit card debt across three companies in Hong Kong. I have been trying to negotiate settlements with them but not all are being accommodating. What would be the next steps from these companies to recover the debts from me (as a Dubai resident) if they are unwilling to accept my repayment offers? Are they likely to pursue claims through a Dubai court? I have no assets at all and earn a fixed wage on a fixed-term contract.

The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.

An interview-format article covering the topic of employment issues and laws during COVID-19 in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.

The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.

What shall I do if I have a bounced cheque? You need to contact your lawyer as soon as possible to issue a travel ban against the person who issued the bounced cheque. It should be noted that time plays a very important role in bounced cheque cases.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.