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Dubai, UAE

التفاوض مع البنك لسداد القرض وتقليل الفائدة

مرحبًا،

علي قرض مستحق بقيمة 150,000 في دبي ولكنني لم أعد أعمل في دبي وأبحث حاليًا عن وظيفة في بلدي الأم.

أنوي سداد مبلغ القسط في الوقت المناسب ولكني أريد من البنك تخفيض رسوم الفائدة.

فهل من الممكن للبنك أن يفعل ذلك؟

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Laila Hamza Al Mulla Advocates and Legal Consultants
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2 Jun 2022, 04:53

Hi,

Yes, it is possible to negotiate with the bank to reduce the amount, and the banks are doing that these days.

2 Jun 2022, 04:53

We did the same before one week.

2 Jun 2022, 04:54

If you wanna get the service, contact us by email with info on your case.

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Shamsa Albedwawi Advocates & Legal Consultants
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2 Jun 2022, 08:24

Hi

Pursuant to your query, you have two options:

1. You contact the bank and negotiate with them giving your options to them

2. You appoint a lawyer to contact the bank and negotiate on your behalf.

In both cases, the bank needs to be notified about your willingness to pay the installment.

Midas Legal Consultants
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1 Jul 2022, 12:05

Good afternoon.

To answer your question:

It is possible for the bank to decrease interest charges and our office can help you with that. We are legal representatives who deal with financial (and legal) issues of individuals who are in and outside the UAE.

What we can do is to agree with the bank (on behalf of you) on a settlement or an installment plan that is suitable for you as a client of the bank.

Contact me on phone for more details.

Regards,

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