Questions & Answers
Questions & Answers
5 available 5 • View allReturning to the UAE after leaving with pending loans
3
Q: Someone has a police case of credit cards, loans and absconding, and then got a job offer but the visa cannot be issued because of the cases.
Can he or she be entitled to get a new visa so he or she can manage to pay the dues?

Aug 23, 2018
2368
Leaving the UAE with a loan and issuing a POA for a friend to sell the car

1
Q: Hi there,
My friend left Abu Dhabi in July 2021 to travel to her home country for the school holidays. She was unable to return due to flight restrictions imposed by the U.A.E for her home country.
As a result, she lost her job. She has outstanding credit card loans which she could not repay for the last 6 months. She has a car that is fully paid for and has asked me to sell the car on her behalf.
She wants to give me power of attorney. My only fear is that she may be criminally liable for her unpaid credit card loan (approximately 23000dhs).
I must add that before she leave the UAE, she left her job as she was going to start a new job upon her return from her home country so she's called the bank (very recently) and has relinquished her gratuity and final 2 months salary to the bank.
She does still, however, owe the above-mentioned amount. Can I legally sell her car for her without any legal issues for myself?
I want to help my friend.
Thank you!


Jan 17, 2022
712
Leaving the country without settling debts
4
Q: Hello Sir,
I would like to move to Qatar very soon, however, I have credit card debts in the UAE.
Please give an advice that I can move without settling credit card debts.
If so, will I be arrested in other GCC countries due to the non-settlement of debts in UAE?

May 14, 2019
2452
I left the UAE with pending car loan and phone bill. Can I come back to find a job?
3
Q: Hi,
I used to work in the UAE for almost 9 years.
Unfortunately, I got pregnant and flew back to my home country to give birth in 2019. Now I'm planning to visit the UAE again and hopefully, I can find a new job as well.
Now my worries are, before leaving the UAE, I had a car loan from a Dubai bank in which my boyfriend is paying the monthly bill and using the car. Unfortunately, the pandemic happened, and wasn't able to pay for 8 months more I think.
In February 2021, the police took the car and according to my boyfriend, they let someone use the car and just continue to pay. I'm still receiving the monthly bills in my email.
What would be the effect if I applied for a tourist visa?
I have an unpaid bill as well in Du (AED 1,800) and Etisalat (1,700) that I didn't use.
Thanks!

Mar 17, 2022
1223
Traveling to the UAE on a visit visa while there is a pending unpaid loan
3
Q: Dear sir/madam,
After 7 years, I'm planning to travel to Dubai but I have a pending unpaid loan and I'm traveling on a visit visa.
After finding a job, I will repay it.
Will I have any issues at the airport in Dubai? If yes, what could be?

Apr 26, 2022
1423
Legal blog
2 available 2 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18878
Online POA and Other Notary Public Services in the UAE 28
With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.
Jun 8, 2021
19160
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47894
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148341

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Hello,
Is there any restriction on a diplomat buying property in the UAE, where he works as a diplomat at his country's consulate?
Feb 20, 2025
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If someone has a case in the UAE, can they travel to another GCC country? 0
Hi.
One of my friends joined a Telegram group. They said, "We will transfer some amount to your account, and your task is to transfer this amount to another account. Once the task is completed, you will get 30 or 50 AED per task."
He completed 3 to 4 tasks, but he realized it was not good, so he stopped. After one week, when he opened his account, it was blocked, and the bank said, "We are conducting an investigation; after this, we will let you know."
After some days, he had an accident and went to his home country. He then received a call from a landline number, which was from the Abu Dhabi police station.
They said, "We have received a complaint against you; come to our investigation department." However, due to his surgery and treatment, he could not go.
After some time, his bank account was reopened, and he did not receive any further calls. I want to know, if he comes back to the UAE or goes to any other GCC country, will he face any problems?
If someone has a case in the UAE, can they travel to another GCC country?
Please advise!
Feb 17, 2025
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What can I do if my employer refuses to pay me and I have no contract? 0
Hello,
What legal action can I take in case the employer refuses to pay my salary and I don't have a contract with them?
Feb 18, 2025
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I want to open an online shop. Do I need a license to open an Etsy shop? 0
I currently live in Sharjah and have a UAE residence visa but I am not a UAE or GCC national. I want to open an online shop (Etsy or Shopify) to sell handmade items, such as crocheted goods, bookmarks, greeting cards, etc.
Do I need a license to open an Etsy shop?
If so, which license do I need to sell my products online, including UAE and worldwide?
How much would it cost me?
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How can we locate a person with an ongoing legal case? 0
Hello,
I am seeking your legal advice regarding a friend who was previously imprisoned in Abu Dhabi. His case there is now closed, but he has another ongoing case in Dubai.
Currently, we have lost contact with him and are unsure of his whereabouts. How can we check where he is or access any other legal facility?
Are there legal procedures to locate a person with an ongoing case?
What steps should we take to get more information about his status and legal position?
Feb 11, 2025
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Other answers by
7 7 answers •
View allIs there any chance to travel to GCC countries and Qatar if I have unpaid bank loans? 0
I have an unpaid loan from a bank of around AED 48000 and a credit card from finance of AED 9000 unpaid.
Is there any chance to travel to GCC countries and Qatar?
Dec 23, 2022
412
How can I reach a settlement for unpaid rent with the landlord to lift the travel ban? 0
Greetings,
I have a rental case opened against me due to failed rent payments and bounced cheques with the flat since August 2021 based on failed business.
I had received a court order and a fixed amount to pay the amount in 5 installments. After that, I lost my job.
And after contacting a typing center on my rental dispute case, I learned I have a travel ban and an arrest warrant.
Even though I had the intention to pay, I had gone to the management with half the amount earlier before the enforcement case was opened and they refused negotiation.
Until now, I haven't been able to secure a job because I can't get a cancellation from my previous company and I don't have better means to pay the initial amount requested for the first installment.
Please, what can I do to at least get my name off the system to find a new job?
And how much out of AED 35,000 must I fulfill to lift the ban or arrest warrant while I settle the balance instrumentally?
Thanks.
Jul 10, 2022
557
The right response to the wife who is refusing to be with the husband 0
Hello/Salam
I am a British citizen with a UK passport and married a UAE resident with a Pakistani passport in March 2020. Due to Covid restrictions, I could not see my wife until travel re-opened.
At this time, I tried to apply for a UK spouse visa for my wife, but it was not approved on Jan 21. I then waited for things to re-open and visited my wife on Nov 21 and decided to move ahead with our Rukhsati and Walima in Jan 2022.
I then applied for her UK visit visa, but again it was not approved. I then traveled to Dubai in Mar 2022 to live in Dubai with my wife, but she did not see me, has not responded to my messages or calls, and blocked me on social media.
I was able to see her family but they were very disrespectful to me and threw me out of their house. I have returned to the UK now.
What can I do to approach the UAE authorities that my wife's family has defrauded me, taken all the gifts and gold, and are now ignoring us?
Please advise what can I do to save my marriage?
Thanks/Jzk
Apr 13, 2022
245
Will a medical condition be considered in defaulting on a loan? 0
Hello,
Please help, I was not able to pay my loan within 3 months for the amount of 841 monthly, because I had to undergo a major caesarian operation.
The balance amount of my loan is only like 17 thousand, and the bank deposited the 40,400 security cheque on my account so it will be bounced.
I can arrange the overdue balance, but the fines of the bounced cheque they raised are giving me a heavy load to settle.
They keep adding interest on my payment since before, even when I'm paying monthly regularly.
Please help and advise.
They said they will proceed to court. The interest is giving me too much heavy financial crisis.
Mar 28, 2022
285
The safest way to settle a bank loan without being arrested while coming back to the UAE 0
Hello Experts,
I need your kind advice regarding my loan.
I had a loan of 250k and a credit card of 13k with a bank. When I left the UAE in March-20, my cumulative outstanding of both was 160k. Since then, I'm in Pakistan and hasn't come back to the UAE
The bank has bounced security cheques and filed criminal cases. Now I have a job offer from Dubai and they already applied for my employment visa.
Meanwhile, I'm negotiating with the bank for a one-shot settlement over the telephone. They are asking me to pay 112k one payment for the full and final settlement of both liabilities.
They have waived off all the interest and just asking the principal amount in this way.
Please advise if 112k is a good deal considering the situation or I should have to get more discount.
Also, advise how should I go forward with them (they said, they'll issue a settlement letter/new offer letter, after which I'll submit the payment and then within 2 weeks they'll withdraw the criminal case).
Mar 14, 2022
459
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