Q: Dear Sir I am a Dubai resident. Last month, the bank filed a criminal case against me for a credit card cheque bounce of AED 16000. I paid the fine and got released from the police station. Now, they send an email stating they are going to file a civil case against me and GCC travel ban (total amount due is AED 30000, including interests). If they file a civil case, will there be any immediate travel ban? How will I know if I get a travel ban? Also, advise if the police can arrest me on the basis of this civil case immediately.

Q: Due to job loss, all my CHKs (cheques) bounced & the real estate wing of a local bank in Abu Dhabi sent all the 3 CHKs to police for filing case. Q.1- The Police processed only 2 CHKs, It was good for me but the question is why the 3rd one was not processed? Is it due to SABQA FASAL? I have a feeling now that (as per question 2 below) since one of my cases is closed, they will start the 3rd one now. Q.2-  Yesterday in Sharia Court, the Judge gave the judgment and gave me a fine of AED 3000/= and police case finished. Now 2 questions. a) Will the company file a civil case on me? b) If yes, then for how many months will they have to wait before they do it? Q.3- Now, my lease has also expired in July & the grace period of 1 month also ended by Aug 20, 2018. I received a letter from that company to renew the lease or they will file a case for eviction. What should I do here? Q.4- My other 2 CHKs hearing is due next week in Rahba Court, is it safe to ask the Judge to give a judgment? (I heard now on personal CHKs there is no Jail).

Q: Hi, My name is M., and I want to settle my credit card. I am in bad credit, what is the way?

Q: My travel date is today but unfortunately, I was not able to travel due to my bank problems. I have a travel ban, which department do I need to go to? Do I need to go to the police? I don't have a police case.

An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.