Q: I have an outstanding loan in the UAE, and I got a job in Europe. How do I go about it? If I inform the bank, will they allow me to continue paying the loan from outside the UAE?

Q: Hi Hari, My name is P. I have a question for you, hoping a better clarification from you. I am working in the UAE and I have taken a loan of AED 150,000 from a bank. Till date, I have paid my monthly dues without fail. I am planning to change my job outside the UAE. What are the steps that I should follow? Is it possible for me to pay my loan amount in the UAE while staying outside the UAE? Kindly advice.

Q: Dear Madam, Please advise me, I have a credit card and I used up to AED 50000 for the last three years. I was paying monthly the minimum instalment. But now for the last 5 months, my salary is delayed so I did not pay the instalments. Please advise what action can the bank take and what do I do to solve that action. Thanks

Q: I have a debt of around 10K on two credit cards and currently live in the UAE on which I have never missed a single payment and have always paid in full. I have a much better job offer in Qatar which I want to take. I would like to take up the Qatar offer and pay the debt from Qatar.

Q: I have a working visa in the UAE and I have a personal loan and a credit card with a bank (current account as a salaried employee). I am planning to leave the UAE for personal reasons but I am planning to repay the debts (I will also have business trips back to the UAE). My question is - once my visa is canceled will I have issues exiting the country due to unpaid loans? I do not have overdue payments and always pay on time.

Q: Hello I am N, I was living in the UAE at the time I took a personal loan. I was paying back the installments all on time until I lost my job. I was searching for a job but had no luck and I was not able to get any job in the UAE. After a few months, I got an offer from Bahrain and I moved to Bahrain. I took this opportunity because I have had no job for a few months. It's hard to run my daily life and the salary which I currently earn is not matching my last job. I was trying to contact the bank to know if they can help me, but unfortunately, they are not helping to get the solution. Instead, they have handed over this to the agency and they keep calling me for the payment. Even with the agency, I am trying to request the same if they can help me but no use again. They keep saying they will take legal action and they will impose a travel ban on me which I really not impressed with when am ready to pay if they really help to reduce the monthly installments. Please kindly help me with your advice. Thanks

Q: Dear Sir/Madam, Can I cancel my visa but keep my credit card active? I am considering leaving both my job and the country. Would it be possible to use the credit card in India and make payments from there?

Q: I took a loan from a bank in Dubai, UAE, and I am paying my EMI on time. I'm planning now to move to Australia with my spouse and child and can clear my immigration by canceling my visa. Will be stopped at immigration for not clearing all my loan amount if I repay my loan from Australia?

An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.

The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.