Questions & Answers
Questions & Answers
9 available 9 • View allThe effect of an outstanding credit card loan on the issuance of a new work visa
7
Q: Hi Maam,
Good day!
My bank emailed me that they filed a civil case against me since I have not paid my credit card amount 50,000 AED for almost 8 months now.
I lost my job due to COVID 19, I am totally broke. Now my question is:
I finally found a new job, they are working on my employment visa but I am very anxious; thinking that this pending case against me may affect my employment visa application! Will this be a reason for future visa rejection?
Please enlighten me!

Aug 15, 2020
3900
How to make debt settlement with the bank after finding a new job
2
Q: I lost my job last year because of the pandemic. I took a 3-month visit visa 2 times in hope of getting a job. But I ran out of funds and overstayed, as of the moment my fines are AED 7100 now.
I do have a credit card and personal loan and defaulted on my payments. As per the bank, they already filed a case against me. I am still waiting for a call from the Police.
A few days ago, I got a job offer. They told me to settle my issues before they process my work permit. I am afraid they will not wait for me if my issues are not resolved soon.
Is there a way I can waive or reduce my fines for overstaying?
How much will my fines be in the Police for a credit card limit of AED 9K and AED 18K, and my principal loan amount is AED 160K and had paid one year only?
Can I still get a visa if I pay the fines to the Police? Or I will go to jail? What will I do?

Jan 27, 2021
959
Can you renew your visa before paying fines if you have a bounced cheque case?
3
Q: Hi,
If there's a bounced cheque with a 70.000 amount, should I go first to pay the fine in the police station after can I ask clearance certificate from the bank?
And will I be able to renew my visa or first I have to pay a fine in police station and after start renewing my visa?

Mar 5, 2021
1274
What is the effect of a civil case by the bank on applying for new visa?
6
Q: Dear Sir/Madam,
Due to the pandemic, I lost my job in 2020 and was not able to pay 3 months of my loan, since I need to prioritize my roof and food for whatever money I have.
I was a good payer for almost 3 years. I have 18 months left to pay. Unfortunately, they filed a criminal case against me last Sept 2020.
I settled and paid the fine at the police station. However, until now they keep on calling and threatening me, this time of the civil case.
What is the effect of the civil case in applying for an employment visa? According to them, my outstanding balance ballooned again to 33500.
If I don't have the means to pay it, what will happen to me?
Please advise.
Thank you in advance.

Apr 7, 2021
4227
Assistance with clearing a police case and lifting a travel ban in the UAE

0
Q: Good day!
I have rental disputes and got a settlement plan 8 months ago.
But I did not pay the settlement because at the moment of applying for the settlement plan, I had a job offer and lost it because of the travel ban and the visa could not be processed.
I have another personal police case where I already paid an amount of 18,000 and the claim was 40,000 dirhams. Now that I did not continue paying, the plaintiff put the case again.
I have another offer letter now and I want to get a clearance certificate within 48 hrs, or else I might lose this job as well.
Kindly advise


Sep 7, 2022
357
Using the new insolvency law to enter the UAE while there is an unpaid loan
2
Q: Dear sir/madam,
I have a loan with a bank in the UAE. When I left, my gratuity was used as payment but I still owe some money. I tried to pay since going back to my home country but it has been financially hard.
Recently, the bank filed a court case. They sent me the documents. I have every intention of paying but I can't right now and I have decided that the only way to pay is to just come back to the UAE.
My question is:
Can I use the new insolvency law to get into the country if I am offered a job in the UAE?

Nov 13, 2022
272
I lost my job and could not pay my credit card but now found a new job. Can I apply for new visa?

1
Q: I lost my job a year and a half ago and now I got a job but I am not able to pay my credit card dues for the last 3 months.
Does this affect changing my visa or not?
Recently, they sent me a legal notice from a lawyer's office.
I have 4 cards of 20k, 16k, 11k, and 39k from three different banks.


Apr 24, 2023
136
Can I request to expedite my personal status hearing due to visa cancellation?


1
Q: Dear Sir/Madam,
My visa cancellation is before my personal status hearing.
Can I request for urgency to move the hearing forward?



Aug 28, 2023
162
Can you get residency visa if there is a court case against you?



2
Q: Can you get a residency visa if there is a court case against you?




Feb 28, 2024
1394
Legal blog
2 available 2 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18947
An Overview of the New UAE Labor Law and Recent Amendments of 2024 233
The UAE has adopted a major reform in its legislative system that brought about 40 new laws and amendments to the company law, criminal law, personal status, among others. The amendments aim to develop the legislative structure in various sectors, the labor law being one of these, was the most recent. We try in this article to shed light on the changes introduced with the new labor law and their significance on both, the employer and employee.
Sep 10, 2024
92209
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47952
Ministerial Decree No. (766) of 2015 On Rules and Conditions for Granting a Permit to a Worker for Employment by a New Employer 3
By this Decree Ministry of Labour of the UAE has removed the six-month labour ban for those who changed the job before completing two years of service. Labour ban will be still applicable for workers that qualify for skill level 4 and 5 under various circumstances.
Sep 27, 2015
5622

Premium
Other answers by
Employer agreed to settle before MOHRE. What if they don’t pay the promised amount? 0
Hello,
I already have a dispute order with MOHRE. Then my employer became willing to settle the case.
What should I do in case they do not follow through with the promised amount to pay?
Apr 29, 2025
29
Despite a waiver, the case is still with the public prosecution. Can I travel? 0
Hello,
I had a case regarding fraud by technical means, and we did a tanazul.
It was attested and submitted to the court, but the case still hasn’t been dropped and is now with the public prosecution.
What do I do now, as I need to travel urgently?
Apr 28, 2025
23
Does filing an online rental dispute by a landlord lead to a travel ban on the tenant? 0
Hello,
Does the initiation of an online rental dispute case by a landlord in Dubai automatically lead to the imposition of a travel ban on the tenant?
This is not related to bounced cheques; the dispute concerns wear and tear versus damage claims by the landlord.
Apr 28, 2025
4
How can we claim our money back if the cheque we received have bounced for insufficient funds? 0
We received a cheque which has now bounced. We have tried for over a month and a half now to get a new cheque from the person, and every day he says the next day.
We need the money now. We have been to the police station, and they said they can not do anything as the reason the cheque bounced is "Insufficient funds."
We have been to Al Barsha - Dubai Courts, and they said there is nothing they can do about it.
We are not sure what we can do. We need the money asap to pay our kids' school fees, let alone all the interest we have lost.
Apr 28, 2025
35
Who is supposed to pay for the transfer fee, the employee or the employer? 0
Hello
I joined my new company on February 26, 2025. Upon joining the new company, I asked HR if it was free to join the company, and she said yes.
After working with them for 1 month, I experienced a salary delay, and I had to go to the office to ask why there was a delay in my salary.
That is when the HR told me she deducted my whole salary to recover the transfer fee.
Now my question is, who is supposed to pay for the transfer fee, the employee or the employer?
Apr 28, 2025
20

Other answers by
Salary delay as a reason for filing a labor case and joining a new employer 1
Hi,
I am employed in Abu Dhabi. My employer owes me 2.5 months of salary as he didn't pay me on time. I have a job offer from another employer wherein I have to join immediately.
They will apply for my new visa. If I request to cancel my current visa and get a new visa from the new employer, can I still sue my previous employer after 1 or 2 months?
Could you please tell me my options in this?
I have to obtain a new visa from the employer and some international travel requirements are there in my employment.
Jul 27, 2021
457
Request to extend rent for a few days and landlord's right to charge me for that 0
Hello,
I had provided 90 days' notice of tenancy cancellation to my landlord and he acknowledged the same.
As per this, I am supposed to vacate the villa on 20 July. I now need to extend my stay for 4 additional days (21 - 24th July), due to unforeseen circumstances.
What is the rule in this regard? Can a tenant request for the same and is the landlord obliged to agree?
Or can he charge me for the 4 extra days on a pro-rata basis?
For your info, I have been a tenant at this villa for 8 years.
Thank you for your assistance.
R. A.
Jul 15, 2021
742
Is the tenant obliged to extend tenancy for one month to meet the notice requirement? 1
In my tenancy contract I have this clause:
"If the tenant intends to vacate or renew the tenancy on the expiry date, he/she agrees to give the landlord at least ninety (90) days written notice.
a) Renewal should be signed and the rental cheque has to be paid 1 month before expiry, otherwise, the landlord has the right to find a new tenant."
I gave the landlord notice 60 days prior to the expiry date. Now he is asking for a penalty of one month from me or extending the contract for 1 month with an additional one-month payment.
However, in the clause, I don't see any reference to such a penalty. The only written sub-clause is that renewal should be signed one month before expiry, otherwise, he can find another tenant.
I want to leave the last day of the contract, therefore I don't have any issue with him finding another tenant afterwards.
Based on the above, is he eligible to get a penalty?
Kind Regards,
D. D.
Jul 15, 2021
655
Can the landlord disconnect property utilities in case of defaulting on rent? 20
My contract is expiring at the end of this month. The Lessor of the property management has notified me to pay the pending amount of my rental dues by the 15th of July. Failing in which they will disconnect my utilities.
I have delayed my payments but I have somehow covered my monthly rentals. I am still due to pay some amount to them. Previously when this situation occurred, they have disconnected my utilities.
Can anyone suggest to me whether this is legal to disconnect utilities?
Jul 15, 2021
3330
A judgement of jail and fine in Ajman court and possibility to remove the jail sentence 5
I have a police case in Ajman court. The judgment is AED 1100 fine and 1-month jail.
I paid the fine but I did not go to court and surrender to 1-month jail.
Now my visit visa is expired and I cannot extend it. I want to go to my country.
Any options that I have without going to jail for 1 month?
Jul 15, 2021
1216

Premium
Other answers by
Despite a waiver, the case is still with the public prosecution. Can I travel? 0
Hello,
I had a case regarding fraud by technical means, and we did a tanazul.
It was attested and submitted to the court, but the case still hasn’t been dropped and is now with the public prosecution.
What do I do now, as I need to travel urgently?
Apr 28, 2025
23
هل يسجل الطفل قانونياً بالإمارات في حال كان الفرق بين عقد الزواج الشرعي والولادة تقريباً 166 يوم أقل من 6 أشهر؟ 0
السلام عليكم
هل يسجل الطفل قانونياً بالإمارات (أب إماراتي يحمل جواز من الشارقة ، أم وافدة) في حال كان الفرق بين عقد الزواج الشرعي والولادة تقريباً 166 يوم أقل من 6 أشهر؟
هل يمنع من استخراج شهاده ميلاد؟ وما هي الإجراءات والعقوبات المتوقعة؟
مع العلم بأن الأب معترف بالطفل قبل الزواج وبعده.
شكراً
Apr 25, 2025
19
What legal action can a company take to recover an amount from a non-paying customer? 0
Hello,
We are a building materials trading company based in the UAE. We supplied materials worth AED 50,000 to a customer around 8 months ago, but despite repeated follow-ups and reminders, no payment has been made to date.
We would appreciate guidance on the following:
1. What legal action can we take to recover the amount?
2. What documents should we have ready (e.g., delivery notes, invoice, emails)?
3. How long does the legal process typically take in the UAE for such cases?
4. Is there a recommended timeline or deadline after which legal steps should be initiated?
Thank you in advance for your advice!
Apr 25, 2025
51
How can I register a complaint against my employer for holding my passport after visa cancellation? 0
My new employer is not changing my visa status and refuses to provide cancellation papers, especially when I don’t recall signing any cancellation documents and haven’t received my gratuity yet.
How can I register a complaint against my employer for holding my passport after visa cancellation?
I had completed my one-month notice period and followed all procedures properly when I resigned. I'm currently working in a free zone company.
Apr 18, 2025
43
Can my work visa be canceled if I have ongoing loan and credit card payments? 1
Hello,
I am switching jobs soon.
Can my current work visa be canceled if I still have a personal loan and credit cards that I am making payments on?
Feb 24, 2025
288
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