Q: Hello, My father had a criminal case for bounced cheques. He has previously paid a part of the amount but failed to pay the full amount as his company faced losses and closed. He's now facing a jail time of 2 years. Now, the same person is filing a civil case. Could you please tell me how would this end? Thank you very much. (Please do keep in my mind he signed personal cheques).

Q: If you have been sentenced for a bounced cheque and then a civil case is brought against you, what would happen if you do not have all the funds to pay the full amount? Would the judge accept a lump sum and then installments until all the money is repaid?

Q: Dear Ahmed, Eid Mubarak! I lost my job two years back and I have been on a couple of visit visas without luck! I have a loan which I was able to pay the first few months of being laid off, however, I couldn't afford to until the bank deposited one of the security cheques. I was arrested while exiting the country, and fined where I was handed over my passport. I am back on a visit to look for a job but the bank has threatened to open a civil case, what are my options? Will they take me to jail? Is there a way I can request the court to allow me to pay little instalments until I get a job? Kindly advise

Q: Good Day! I am seeking help regarding a police case against me. I have been in custody of Khalifa City police station for 2 days due to the police case against non-payment filed by National Bank of Abu Dhabi (NBAD). I took a car loan from NBAD in January 2016 and was paying monthly the total amount due. However, during my employment with the previous employer last year I have been in a financial crisis due to eight months without salary, and till now I have not received yet my final settlements from them because the case is still in Labor Department. I had 2 months' non-payment, however, after getting a new job I am consistently paying the monthly payment leaving the 2 months unpaid, and promised NBAD to pay them once I get my final settlements. Further, they did not inform me of the legal case, and the car is still under their name. How come they file a case against me? Moreover, the police case is dated 22nd of July 2018 and my due date of payment is 30th of July. Please, I am looking forward to your kind advice.

Q: Dear Sir/Ma'am, Please tell me what I should do next after being imprisoned for a month and paying the fine for a bounced cheque (unpaid salary loan as I lost my job). They did not give me a receipt and/or any sort of clearance after paying, They just let me out of the jail. I am still in the UAE and will join a new company. Will I be able to get a visa? Hoping for your fast response. I really appreciate it. Thank you. Luba

Q: Naser, Salaam alaikum We want to file a case against X related to a bank issue in Ajman. We are submitting the relevant proof/documents like memorandum, emails...etc. They will be translated into Arabic, legal translation. The case also involves bank statements that show that we paid as proof. My question: Do we need to do the legal translation of all 24 pages of bank statements in Arabic? They are given by the bank in English and exported as PDF from the bank account (electronic) and has all the details, bank logo, etc... Please clarify. Shukran

Q: Salaam Alaikum The bank bounced a cheque of AED 103,000 for my business partner and filed a criminal case. My partner has already paid "more" than the cheque amount of AED 106,585. We have full proof. Only AED 53,000 was outstanding - this is mostly interest, legal charges, late charges and fines. The rest is all paid properly. Unfortunately, this year his business had a lot of losses. As he was unable to pay the full amount, as per new Dubai laws and Police, he paid 10,000 AED fine and got the criminal case removed by the public prosecutor a few days ago. Now, the bank told him they will file a civil case. What happens now? How many weeks will it take to get a court hearing and what's his recourse?

Q: Sir, I have more than 100k due salary from my company & my bank pending liabilities are 80k only. Since I have several month's salary delay, I could not manage my bank liabilities on time. Please advise what will be my position if I file a case against my company to force the payment and settlement of my dues? Is there any possibility to hold the payment to the bank till settlement of my overdue salaries. Regards S.

Q: Good Day. I would like to ask for some advice regarding my case. I haven't been able to pay my bank loan before because I lost my job. I was not able to pay my bank loan for 3 months because I don't have the money yet. But then the bank filed a police case against me for a bounced cheque. I got in jail, paid police fine and got cleared from the police case, then had a court hearing scheduled on 23/12/2019. After paying the police fine, I contacted the bank and I paid an amount of AED 2525 for the accumulated instalment amount that I haven't paid plus a legal fee of AED 475. But I still have a remaining amount to settle and submitted the requirements for deferment and they will withdraw the court case. After a couple of weeks, the bank informed me that the request was rejected. So I don't know what I will do from here on. I still have a court case. Please advise as I am already stressed out about this. I am not running away from my obligations but the bank doesn't understand my current situation. Please help me.

Q: Good Morning Madam, My name is R. A. I took a loan in 2016 for AED 240000 from a bank and in 2017 I lost my job. I paid around AED 100000 and they filed a criminal case in 2019. I paid the penalty of 20000. Now they filed a civil case for a total of AED 168421.72. I am in India and I couldn't attend mediation because of Flight Service Ban. Today is the first hearing session. Please advise what I should do.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.