Questions & Answers
Questions & Answers
4 available 4 • View allSettlement of a bank loan and lifting travel ban and cases
8
Q: I have a police case for a bounced cheque last year March 17. It was against a loan which I drew but later I changed my job.
I left the UAE and came back, but before I can do something the bank felt insecurity and immediately they submitted my security cheque to the police station and put a case on me.
The same day, I paid the fine and came out. Later, I joined a new company and provided the necessary documents and new security cheque.
My account was then regularised (After resigning from the previous company my account was frozen) and since then everything is fine. Now, I want to settle my loan in full. I already mobilised funds needed.
I want to know asap if I settle the loan in full, how the travel ban or police case will be removed? Will the bank do everything and give me a clearance letter?

Apr 19, 2018
8678
Settlement of a loan to avoid criminal and civil actions 

1
Q: Hi.
I got a loan of 30,000 from a finance company. I was paying my monthly EMI. After that, I lost my job and I wasn't able to pay.
Then I got another job. My employer applied for a visa but my name got a match with a guy who is blacklisted in the UAE.
After many attempts, I got the visa but I did not get my Emirates ID. Due to expired ID, my sim got blocked and I was not in contact with the finance company.
Even to date, I don't have an ID. Before a few months, the finance company put a case on me and I was unaware about that and I have no idea that there is running a case on me.
In my absence, the court gave a judgement of 5 months in prison. I'm still in the UAE. A few days ago, I was travelling from Sharjah to Oman and they arrested me at Sharjah airport.
I am on bail now. My next date in court will be in next week. I want to know is there any solution to avoid prison or convert prison to fine?


Jun 18, 2019
1289
Settlement of a bank loan and possible actions by the bank
2
Q: I had a loan from a bank for AED 140000. I lost my job in Dubai and I had to return to my home country.
Now, the recovery is calling me and my family. I have no money because I had a loss in my business.
How can I settle the money?
If I go back to Dubai, will there be any imprisonment?

May 7, 2019
1831
عواقب عدم سداد قرض شخصي أو قرض سيارة

2
س: السلام عليكم،
ماذا يحدث إذا رفع البنك دعوى مدنية ضد شخص في حال عدم سداد القرض الشخصي أو قرض السيارة؟


Mar 8, 2022
3065
Legal blog
1 available 1 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18978
Laws & Regulations
2 available 2 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148621
Federal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47996

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الضمانات التي تحصل عليها شركة التمويل مقابل إعطاء قرض 2
حصلت على قرض شخصي وكريدت كارد من مؤسسة للتمويل بإجمالي ٥٠ ألف وتعثرت لفترة والآن يطالبونني بدفع مبلغ ٢٠٠ ألف درهم بالفوائد وكنت أعطيتهم شيك بقيمة ٤٢ ألف وقتها.
سؤالي:
هل يوجد سند لأمر داخل عقد القرض (الأبليكيشن) الخاص بالشركة التي وقعت معها في البداية؟
أم لا يملكون ضمانًا آخر يُمكِّنهم من مقاضاتي به سوى الشيك الذي أعطيته لهم فقط؟
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تقديم دعوى ضد مقاول استلم دفعتين من المال وأوقف العمل 2
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اشتغل حسب العقد واستلم الدفعة الثانية وأوقف العمل ويرفض المواصلة. تبين لي بعدما حاولت أن أقدم شكوى ضده أنه يستخدم ختم وعقد لشركة منتهية في سنة 2013 ولا يوجد لديه أي ترخيص.
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ماذا بعد الحصول على حكم في قضية عمالية؟ 4
فصلتني الشركة فصلاً تعسفيًا وقمت بمقاضاة الشركة والحمد لله حصلت على حكم بمستحقاتي المالية من رواتب متأخرة ومكافأة نهاية الخدمة.
تقدمت بطلب تنفيذ ولم تدفع الشركة لي أي مبالغ حتى الآن!
ما الخطوة الواجب فعلها في هذه الحالة؟
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Repayment is impossible without a job, and finding a job at the age of 50 is not an easy task.
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