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كيفية إغلاق حساب مصرفي مشترك في الإمارات في حالة عدم تواجد الشركاء الآخرين

لديّ حساب مصرفي جاري مشترك مع شخصين آخرين وأنا صاحب الحساب الأساسي. الحساب خامل برصيد صفري وأريد إغلاقه.

يريد البنك خطابًا من أصحاب الحساب الآخرين. لقد غادر أصحاب الحساب الآخران البلاد منذ فترة طويلة ولا يمكنني بأي حال من الأحوال التواصل معهما أو اقتفاء أثرهما.

ما هي الطريقة القانونية لإغلاق الحساب في غياب أصحاب الحساب الآخرين؟

Swiss Group Legal Ltd
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20 Oct 2019, 08:01

Dear Questioner,

Opening and closing a joint bank account require the approval of all the account parties regardless of who is the primary account holder.

Nevertheless, every bank has its own policies and rules for a joint bank account. You should go back to the specific bank account details you own and check what are the options to close the account without the consent of other parties.

You can also ask the bank representative to show you the rules to ensure that this is the only possible way to close the account.

In addition, try to speak with the manager and explain the situation.

Good Luck.

20 Oct 2019, 08:34

Thank you for the feedback.

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