Inability to pay credit card installments upon retirement

Dear team,

It is appreciated if you could help on the matter below.

I am an ex-pat. I have been working in Abu Dhabi for the last 10 years. I have been using credit cards since then. Last year in September 2018, I retired from my employment as I reached 60 years of age.

I had some outstanding credit card payments which I have been paying from my savings till the last year, however, now I am in financial difficulties and I am not able to pay the amount of the installments.

So in these cases will the banks restructure my loan and pause my payments for the time being till I can get a new job or else will I be sent to prison if being defaulted?

Many thanks!