Questions & Answers
What to do after facing a credit card case by the bank and payment of a fine?
I lost my job in March 2020. Had a loan payment and credit card payment going with the bank.
I could not pay the loan EMI, the bank filed a case and I had to pay the fine of AED 10,000/-.
At this point, I'm still jobless and unable to pay the credit card minimum due since April 2020.
My query -
1- I don't remember giving any blank cheque for a credit card since it was issued by the bank without my request, can they still file a case?
2- In the meantime, if I get a job, can I open a salary account with a different bank?
Dear Questioner,
You can open a new bank account.
Regarding the loan issue, they can definitely file a case against you.
But you can as well try and settle with the bank, and ask them to reschedule your loan into instalments payment.
If you need any further information or legal assistance, do not hesitate to contact us on our phone or email.
Regards,
