Q: I lost my job and since then, I haven't been successful to get hired in the UAE. Fortunately, I got a job back home, starting date at beginning of May. I have a bank loan with a bank that I couldn't close in full before leaving the UAE. My end of service would be used as a partial payment of the loan but the remaining balance will be over 200K. I aim to reach a new agreement with the bank, having a lower monthly instalment and longer loan period, being paid from my home country. I need an advice how to proceed on this matter in order to be able to leave the UAE at the end of April without being stopped at the border and reach an agreement with the bank from outside the UAE to pay the loan from my home country. The answer time from the bank is very slow. Thank you

Q: I have a loan and a credit card and may have to leave the UAE emergently to care for a sick parent. Is there a way I can leave and make payments from the US? How long does it usually take to be able to leave? Any other suggestions?

Q: Hi Hari, My name is P. I have a question for you, hoping a better clarification from you. I am working in the UAE and I have taken a loan of AED 150,000 from a bank. Till date, I have paid my monthly dues without fail. I am planning to change my job outside the UAE. What are the steps that I should follow? Is it possible for me to pay my loan amount in the UAE while staying outside the UAE? Kindly advice.

Q: Hi, I am living in the UAE. I am an Indian national. I have a credit card. I do not have any loan and I also do not have any EMI to pay but I have 25000 AED due to pay for my credit card. Now I got a job in Saudi Arabia and I am unable to pay all money at once. I never miss any monthly mini. payment. When my company transfers my final salary and end-of-service benefits to my bank, will the bank freeze my bank account and file a case that I have pending 25000 AED, and will the police stop me at the airport? Also, can I leave the UAE without paying the due amount, and without informing the bank? Will it create any issue at the airport while leaving to India on the final exit?

Q: I resigned from my company. The company is not canceling the visa or providing a salary. I couldn't pay my credit card bills for 4 months. I already ignored the collection department calls. Is it possible I can exit on outpass to India without paying the credit card dues?

Q: What happens if you leave the UAE with an unpaid personal loan of around AED 180,000 and go to your home country? Or what if you go to court or the bank and tell them you lost all the money in [stock market]? What will be the process or which is the best way to come out of this? My current salary is 6000 and after deducting home rent and transportation which are 4000, I hope it will increase by 2000 in Sep. so my salary will be around 8000 in Sept 2025. I have 3 kids in my home country and right now I am feeling depressed. Will the UAE hire a third-party agent or what will they do if I leave the country?

The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.

With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.

The provisions of this Law, known as "UAE Labour Law", govern the relationship between employers and employees and other labour matters in the United Arab Emirates. There are special labour related regulations applicable in some of the free zones in the UAE.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this Decree-Law, known as "New UAE Labor Law", govern labour relations in the private sector of the United Arab Emirates. The New Labor Law repeals the previous UAE Labor Law (Federal Law No. (8) of 1980).