Questions & Answers
Questions & Answers
6 available 6 • View allRecovering the amount of a bounced cheque from the issuer
1
Q: Someone gave me two cheques for AED 80000 and disappeared with my cash.
I have found that his bank account closed but also he is on run under some fraud investigation in the UAE and in Oman at the moment.
Could you please advise me how to recover my funds from him?

May 8, 2018
973
Cheque case for claiming a pending payment from the customer
1
Q: Hi!
I have a customer and his cheque was recently bounced. He intentionally issued a closed account cheque and we realised when the bank letter informed us.
It's now 5 months and he is neither paying nor answering the calls, and I cannot travel every day to Abu Dhabi to chase him.
Can you guide me? What is the best way to get the payment back?
Thanks

Jan 18, 2019
765
What to do if the drawer of a bounced cheque left the UAE?
7
Q: I have a bounced cheque issued by a person who has already left the country and closed his local bank account.
I filed a criminal case with the police some time ago, but there is no result till now.
Can I do something else to get the money?

Feb 21, 2016
12800
Recovering the amount of a bounced cheques after someone fled the UAE

6
Q: I had a non-dated cheque given by an Indian individual against the money given to him for his trading business promising that he will give some profit every month and return the money within six months.
However, he failed to give monthly profit after two months and I came to know that he cancelled his residence visa and planning to leave the country.
I have presented the cheque (312K AED) at the bank and got insufficient funds note and registered a criminal case at a Dubai police station. However, next day morning he left to India through Emirates Airlines.
I am still wondering how he could leave when travel ban is there which I was told that will be automatically effective once I get case number which I got the previous day. I came to know from other friends that he has a plan to migrate to Canada soon.
What are the next steps I should take to recover my money?


Aug 5, 2020
1553
Recovering an amount of a cheque after bank account closure



1
Q: Dear sir/madam,
A bank cheque was issued by an individual to my business partner. My business partner did not present the cheque for encashment for a month or so.
However, my partner has now come to know that the individual who had issued the cheque has closed the bank account. What will be the status now?
What will happen if the cheque is presented to the bank? And what legal recourse does my business partner have to recover the amount due to him?
Looking for advice from the esteemed lawyers of this forum.
Regards,




Dec 23, 2021
641
The borrower has given a cheque while the bank account is closed. What to do?

12
Q: Hello,
When I finished my prayer and was leaving the mosque, an individual approached me and asked me to drive him to a near destination.
On the way, he told me that he has financial difficulties and his sick wife needs a flight ticket to travel.
He kept mentioning: "I’m not a beggar and I have a business". He showed me his valid visa and offered to give me a cheque to ensure that he’ll pay me back.
It has been around a month and he is not paying me back.
He also said that his account is closed so the cheque won’t work. I’m not sure what to do now?
Should I check the cheque and if it bounces, what do I need to do next?
Your help is appreciated!
I also have all the chat history to back my claims.


Jul 27, 2022
2338
Legal blog
1 available 1 • View allBounced Cheques in the UAE: What You Need to Know in 2024 291
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
222577
Laws & Regulations
4 available 4 • View allFederal Law No. (18) of 1993 Issuing the Commercial Transactions Law 19
This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.
Sep 7, 1993
33056
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148514
Federal Law No. (11) of 1992 Concerning Issuance of the Civil Procedures Code 42
The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.
Feb 24, 1992
75378
Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
Sep 27, 2020
3548

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الضمانات التي تحصل عليها شركة التمويل مقابل إعطاء قرض 2
حصلت على قرض شخصي وكريدت كارد من مؤسسة للتمويل بإجمالي ٥٠ ألف وتعثرت لفترة والآن يطالبونني بدفع مبلغ ٢٠٠ ألف درهم بالفوائد وكنت أعطيتهم شيك بقيمة ٤٢ ألف وقتها.
سؤالي:
هل يوجد سند لأمر داخل عقد القرض (الأبليكيشن) الخاص بالشركة التي وقعت معها في البداية؟
أم لا يملكون ضمانًا آخر يُمكِّنهم من مقاضاتي به سوى الشيك الذي أعطيته لهم فقط؟
مع جزيل الشكر!
May 19, 2021
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تقديم دعوى ضد مقاول استلم دفعتين من المال وأوقف العمل 2
هناك مشكلة مع مقاول إذ اتفقنا على بناء ملحق داخل منزل خاص ووقعنا العقد واستلم أول دفعة.
اشتغل حسب العقد واستلم الدفعة الثانية وأوقف العمل ويرفض المواصلة. تبين لي بعدما حاولت أن أقدم شكوى ضده أنه يستخدم ختم وعقد لشركة منتهية في سنة 2013 ولا يوجد لديه أي ترخيص.
كيف أستطيع أن أشكوه وبنفس الوقت أواصل البناء؟
May 20, 2021
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Can the wife file for maintenance in the UAE after judgement in home country? 3
My wife and I are non-Muslims. Divorce was settled in our home country court which decided that I am the custodian of the children and no alimony has to be paid to her.
Children are living with me here in the UAE. However, she still resides here in the UAE using a tourist visa. She is planning to file a Maintenance Case against me in the UAE Family Court.
Can she do that?
Am I obliged to pay her alimony?
Dec 7, 2020
1420
ماذا بعد الحصول على حكم في قضية عمالية؟ 4
فصلتني الشركة فصلاً تعسفيًا وقمت بمقاضاة الشركة والحمد لله حصلت على حكم بمستحقاتي المالية من رواتب متأخرة ومكافأة نهاية الخدمة.
تقدمت بطلب تنفيذ ولم تدفع الشركة لي أي مبالغ حتى الآن!
ما الخطوة الواجب فعلها في هذه الحالة؟
Oct 8, 2020
576
Cancellation of an off-plan property and seeking refund 2
Hello
I bought an off-plan apartment with a developer, paid half and the other half was supposed to be paid on receiving the apartment which was supposed to be received end of 2019.
But they postponed it till March 2020, and now the project is way behind and no improvement at all as I'm in phase 2 and they are still building phase one.
What can I do to get my money back?
Sep 26, 2020
716

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Payment recovery for delay in the delivery of purchased property 0
Hi,
I need to hire a property lawyer.
I have purchased a property that is still under construction. The handover was supposed to be May 2018 and it has been delayed for over 18 months.
Can you please advise what is the average fee to the lawyer and any upcoming fees?
I would like to either receive compensation for the delay or terminate the SPA and receive what I have paid.
Thanks
Nov 10, 2019
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Termination of services due to cost-cutting 0
My company terminated my services without any reason except for what they told me that they are cost-cutting.
What are the complete benefits that they have to pay to me beside the gratuity?
I worked there for 3 years.
Nov 10, 2019
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Court fee for filing civil case of cheque bounce 6
What is the total fee for instituting a civil case for a bounced cheque of AED 4 million?
Nov 8, 2019
4887
Mutual Termination vs Resignation 1
Is it possible to request a mutual termination of the contract from the employer?
My employer recently asked me to submit a resignation. Since it's not legal for him to do this and since I don't mind leaving the company for better opportunities, is it legal for me to request a mutual termination of contract letter?
What are the important things that should be stated in the letter?
Nov 9, 2019
1712
Termination for non-performance and claim for arbitrary dismissal 2
Hi,
I am the GM of a company in the Internet City and the VP Sales MEAA.
My contract has been terminated after 13 years due to some results that did not meet the company expectations.
No process was followed prior to termination. I wish to know if I will have a claim for arbitrary dismissal.
Regards
A. D.
Nov 5, 2019
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After 11 months of work, how many leave days is an employee entitled to? 0
Hello,
I want to inquire regarding my leave privileges. I am now 11 months in my company. How many leaves am I privileged to?
Based on Decree-Law No. 33 of 2021 regulating labour relations and its executive regulations, you are entitled to a paid weekly rest for not less than one day, as specified in the work contract or the work regulation.
The Council of Ministers may increase the weekly rest day stipulated in this article. The Decree-Law and its executive regulations also stipulate that you are entitled to an annual leave with full pay as follows:
- Thirty days for each year of your extended service.
- Two days per month in respect of any employee with more than six months and less than one year of service.
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Now my question is: do I have 22 days I can use? Can someone explain to me in detail?
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Can I sell branded replica watches online, not in a physical store? 0
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What can I do if my neighbors are constantly doing construction work and constantly drilling? 0
I live in a townhouse with a shared wall with my neighbors. They are constantly doing construction work and constantly drilling on the shared wall.
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I am very stressed. What is the immediate solution, please?
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هل يسجل الطفل قانونياً بالإمارات في حال كان الفرق بين عقد الزواج الشرعي والولادة تقريباً 166 يوم أقل من 6 أشهر؟ 0
السلام عليكم
هل يسجل الطفل قانونياً بالإمارات (أب إماراتي يحمل جواز من الشارقة ، أم وافدة) في حال كان الفرق بين عقد الزواج الشرعي والولادة تقريباً 166 يوم أقل من 6 أشهر؟
هل يمنع من استخراج شهاده ميلاد؟ وما هي الإجراءات والعقوبات المتوقعة؟
مع العلم بأن الأب معترف بالطفل قبل الزواج وبعده.
شكراً
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Can I keep my daughter's physical Emirates ID if the custodian already has the digital copy? 0
Hello,
Can I keep my daughter's physical Emirates ID with me? I already provided the digital copy to the custodian, my ex-wife.
Or should I hand it over to her?
Apr 24, 2025
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