Q: Madam, I have one credit card in a UAE bank from 2015. I was paying the minimum instalment continuously every month but for 5 months, my salary is delayed. I want to know what action can the bank take against me. Thanks.

Q: Hi I am working in Dubai and I have a credit card with limit 10000 (which is fully used) and a personal loan of AED 37000 balance with a bank. The last 9 months, I was having problems with my job and was not able to pay my credit card minimum amount, but I have not defaulted on my loan amount. Yesterday, I got a call from a legal agent claiming to file a case for the credit card. I am not in a situation to pay both the dues together but I can pay my credit card dues once I settle my personal loan which is 3700 x 10 more months. How to resolve the issue? If they file a case against me, will I be imprisoned for the said amount of AED 10,000?

Q: Dear Ma'am, I have a credit card from a finance company and last 10 months I didn't pay. Now, the balance showing above 110,000 and they are sending messages that they will submit my security cheque. If they submit the cheque, what are the procedures and how much I need to pay?

Q: My friend was detained by police at Dubai airport while coming back from India for a cheque which bounced 3 years back. The person did not give back my friend's cheques which equalled to around AED 600000 & has registered a complaint now in Ajman. This cheque was given as a guarantee and the drawee was not supposed to present it to the bank. My friend kept asking for his cheques back after the deal was closed but he wouldn't give. He assured it won't be presented in the bank. But he presented it & kept silent for more than 3 years & now has registered the case. Now he is detained by the police in Ajman. What is going to happen in his case? How long will he be detained at the police station until the court decides? What will be his penalty? So what I need to know is that can anybody file a case after more than 3 years? How can he apply for bail & does he have to pay for it? Is there a minimum period he has to be in detention before he gets bail? How long will it take for the judgement to be made?

Q: My brother is in jail for the last 2 months in Abu Dhabi, UAE. On 10/2/2022, the judge gave judgment for three months in jail and evict from the country. My question is do they count the days since they arrest my brother or from the day of judgment? Please let me know

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.