Q: Good day! I would like to know how can I know if the finance company files a case against me! If I inquire at the nearest police station, is there a possibility that they can detain me if the finance company filed a case against me? I have a loan and a credit card, but unfortunately, I was not able to pay them for almost 11 months now due to financial problem. That's why I want to know if they already filed a case against me and hope you can help me with this matter.

Q: I have a case from Dunia Finance regarding a bounced cheque amounting AED 50,000 and I was caught and detained in Abu Dhabi for 3 days. They give me a bail for AED 2000 and I was released. What should happen after this, and how do I know if I am cleared or I need to attend in court? Please advise what will happen to my case after paying the bail. Thanks and regards, Ramel

Q: I have a travel ban set by Dunia Finance LLC, as I had a loan from them and failed to make some instalments. Now, I am in India and I want to clear this issue. Please give me some options to solve this matter. I can follow your instruction to solve this.

Q: I'm looking for an attorney in a financial case. My husband was arrested on 21st of January 2020 for unauthorised border crossing on the border of the UAE and Oman. He was convicted for 2 months in Al Ain jail. He has a financial case in the court of Dubai and Abu Dhabi. Almost 5 months have passed, but he is in Dubai jail although there is no case for Dubai left, we can't get any more information. Could you make some comments on what could be the possible actions in this case and advise on a lawyer who could take the case? I will be looking forward to receiving an answer.

س: حصلت على قرض شخصي وكريدت كارد من مؤسسة للتمويل بإجمالي ٥٠ ألف وتعثرت لفترة والآن يطالبونني بدفع مبلغ ٢٠٠ ألف درهم بالفوائد وكنت أعطيتهم شيك بقيمة ٤٢ ألف وقتها. سؤالي: هل يوجد سند لأمر داخل عقد القرض (الأبليكيشن) الخاص بالشركة التي وقعت معها في البداية؟ أم لا يملكون ضمانًا آخر يُمكِّنهم من مقاضاتي به سوى الشيك الذي أعطيته لهم فقط؟ مع جزيل الشكر!

Q: Dear Sir/Madam, An Indian man is in prison and owes me AED 3 million. He has assets in India. His wife is in India and cannot sell any of his assets because she does not have a letter of authority from her husband. What is the solution to this problem?

Q: Dear Sir/Madam, How to check if any financial cases are registered in the Emirate of Sharjah?

Q: Dear Sir/Madam, Someone is serving a 6-month sentence for a criminal offense and deportation in jail in Dubai. His sentence will end in January. However, a new civil case has been filed against him for 29 million Dirhams (AED). He did not have a lawyer to represent him in this case, so if the judge does not rule in his favor due to lack of evidence, what will happen? Will he stay in jail after his sentence for longer if he cannot afford to pay the 29 million Dirhams? What if he appeals the judgment of the civil case? The appeal process can take a long time. Does this mean he will still stay in jail after January because he has deportation pending until the appeal of the civil case is complete? Or will he be sent back to his country in January, even though he still has the new civil case pending? Thank you!

The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.