Questions & Answers
Questions & Answers
5 available 5 • View allPenalty for a bounced cheque after defaulting on loan instalments 
6
Q: Hi Sir,
Please, I need your help.
I had a loan from FGB bank. I almost paid instalments for three years. Now, I am not in that condition to pay. There are 3 instalments due and I am getting calls from the collection and they are about to file a case.
Could you please help me to know the penalty I may get, as my outstanding amount is just AED 24K?
I have an Abu Dhabi visa, and they threatened to file a case in Sharjah.

Dec 11, 2017
12271
Settlement of credit card debts and jurisdiction
1
Q: Dear,
I would like to ask about my credit card debts with a bank. My cheque was with the Dubai branch and now they are threatening me to present the cheque in Sharjah.
So please, let me know what will be the position. How can I be bailed out? How can it be settled?
Thanks

Feb 12, 2019
2239
Defaulting on credit card payments and the possible penalty
1
Q: Dear,
I would like to ask about my credit card debts with a bank. My cheque was with the Dubai branch and now they are threatening me to present the cheque in Sharjah.
So please, let me know what will be the position and how I can be bailed out.
Thanks

Feb 11, 2019
988
Checking a travel ban due to outstanding loan before entering the UAE

1
Q: My friend has left the UAE in 2018 without closing his personal loan (28000 balance). He got an interview chance there and would like to go back.
He is ready to repay the amount once he gets the job. Is there any ban on him?
He needs to close one credit card payment also which is pending.
Please help


Aug 23, 2019
462
Consequences of failing to reach a loan settlement with the bank
2
Q: I have a case in the UAE due to personal loans and not paying monthly instalments after job loss and other family issues. I went back to India in March 2019.
The loan is not paid since Aug 2019 and I cleared all the dues on Jan 8th 2020. I informed the bank to withdraw the cases and allow me to come back to the UAE.
At that time, they didn't accept and informed me to go for a one-time settlement which I cannot. I tried several times to have an amicable settlement but they are not accepting.
Now they come up with a solution of paying AED 25000 as down payment and the remaining AED 40000 in 20 instalments. Due to my current financial crisis, I am not able to pay this.
Is there any other solution to sort out this matter?
Another thing now, I got an offer in a Qatar-based company. Is there any problem That I will face while I'm trying to enter Qatar?
Please help. I need to get out of these issues.

Jan 6, 2021
558
Laws & Regulations
1 available 1 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47901

Other answers by
421 421 answers •
View allPayment recovery for delay in the delivery of purchased property 0
Hi,
I need to hire a property lawyer.
I have purchased a property that is still under construction. The handover was supposed to be May 2018 and it has been delayed for over 18 months.
Can you please advise what is the average fee to the lawyer and any upcoming fees?
I would like to either receive compensation for the delay or terminate the SPA and receive what I have paid.
Thanks
Nov 10, 2019
370
Termination of services due to cost-cutting 0
My company terminated my services without any reason except for what they told me that they are cost-cutting.
What are the complete benefits that they have to pay to me beside the gratuity?
I worked there for 3 years.
Nov 10, 2019
954
Court fee for filing civil case of cheque bounce 0
What is the total fee for instituting a civil case for a bounced cheque of AED 4 million?
Nov 8, 2019
4855
Mutual Termination vs Resignation 0
Is it possible to request a mutual termination of the contract from the employer?
My employer recently asked me to submit a resignation. Since it's not legal for him to do this and since I don't mind leaving the company for better opportunities, is it legal for me to request a mutual termination of contract letter?
What are the important things that should be stated in the letter?
Nov 9, 2019
1682
Termination for non-performance and claim for arbitrary dismissal 0
Hi,
I am the GM of a company in the Internet City and the VP Sales MEAA.
My contract has been terminated after 13 years due to some results that did not meet the company expectations.
No process was followed prior to termination. I wish to know if I will have a claim for arbitrary dismissal.
Regards
A. D.
Nov 5, 2019
1077
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