Q: Due to family issues, after my visa expired due to cancellation, I left the UAE before 2 months with credit card dues of AED 15000. Before cancellation, I had a case of cheque bounce for a loan. For that, I have paid a fine of 5k. After clearing the case, I cancelled and left. Now, I want to come back. May I know about any problem at the airport if I arrived there in any emirate?

Q: I had taken a car loan from a finance company and couldn't pay back completely. However, a case was filed and I paid the fine given by Dubai Courts in July 2017 and left the country in December 2017. My car has been impounded for not renewing the license. Can I come back to Dubai? Will there be an issue?

Q: I have a police case for a bounced cheque last year March 17. It was against a loan which I drew but later I changed my job. I left the UAE and came back, but before I can do something the bank felt insecurity and immediately they submitted my security cheque to the police station and put a case on me. The same day, I paid the fine and came out. Later, I joined a new company and provided the necessary documents and new security cheque. My account was then regularised (After resigning from the previous company my account was frozen) and since then everything is fine. Now, I want to settle my loan in full. I already mobilised funds needed. I want to know asap if I settle the loan in full, how the travel ban or police case will be removed? Will the bank do everything and give me a clearance letter?

Q: Hello, I had a car loan from a bank. The bank impounded it over 2 years ago. I tried to resolve it with the bank but I couldn't. The bank sold the car, and I have never heard from them ever again. Now, a debt collection agency is calling me since December 2019 on behalf of the bank, claiming that I have to settle. The agents are RUDE and abusive; they call me a loser who can't pay bills. I told them that I WILL NOT pay, have the bank return the car and I'll be happy to deal with them or please proceed to file a case; I would rather deal with the court than the debt collection agency. They refused to listen to me and kept calling, harassing everyone in my office. They even called my mother and yelled. How do I deal with this? I do NOT want to pay a single cent to this agency. I want to deal with this situation in court. What's your best advice on handling this and how can I report this kind of abuse? Thank You!

Q: Hello there, Need urgent advice, please. I have defaulted on my credit card in Dubai for AED 250K almost since 2019. I'm out of the country since then. The bank submitted the cheque to police in early 2020. How can I resolve this with the bank, especially that I'm offered a job in the UAE that can help me pay my debt? Will I be able to get an employment visa so I can work and pay the bank? Will I get arrested if I enter now? Please advise on what to do.

Q: Hi, I got a case registered last May 2021 because of a loan from a financial institution. I just recently found out that I have a case because my mobile number registered on my EID is wrong. I came to the police station to settle it. I did not pay any fine but the police asked me to come back after 2 weeks. I've checked my case status on the Dubai police app and my case was removed. I am just wondering why the officer told me to come back? My loan is less than 30k. Am I going to pay the fine even though they removed the case on the app already?

Q: Dear Sir/Madam, Is a civil case punishable by jail and will send me back to your home county? Initially, I got a criminal case due to non-payment of my loan, after which, I just paid the fine at the police station. I am just worried that the bank can file a criminal case as I have not settled the amount. How will I know if they file a criminal case against me? Please advise. Thank you!

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.