Questions & Answers
مغادرة الإمارات دون سداد المتأخرات المستحقة والدخول في تسوية مع البنك
غادرت دبي في عام 2009 بعد أن أصبحت زائد عن حاجة العمل، وللأسف علي متأخرات في (بطاقة ائتمان) بحوالي 218000 درهم.
بعد عدم تمكني من العثور على وظيفة جديدة بنجاح، اضطررت إلى العودة إلى المملكة المتحدة (موطني). أرغب في معرفة الوضع الحالي لوجود منع من السفر أو قضية في الشرطة ضدي.
وبالمثل، أريد التوصل إلى ترتيب ودي لمواصلة سداد هذه الالتزامات. لسوء الحظ، فقدت جواز سفري القديم وتأشيرة إقامتي في ذلك الحين في عام 2012.
وبالمثل، لا أحتفظ بأي معلومات حول بطاقة الائتمان وحساباتي في البنوك.
من فضلك، هل يمكن لأي شخص تقديم المشورة بشأن الخطوات الصحيحة للمضي قدمًا؟
شكرًا لك.

Dear Sir/ Madam,
Thank you for reaching out to me on this.
I understand your situation and I believe this can be resolved at the earliest.
First, we will need to check the police records to ascertain if there are any police cases against you. In all probability, there will be a case filed by the bank by bouncing your security cheque.
The bright side of the matter is that you can pay a fine against this case and obtain clearance. However, the bank will still have a right to institute a civil case against you to recover the dues.
Secondly, once the case is cleared, your travel ban will be lifted which will enable you to travel back to the UAE without any hindrances.
Lastly, after we clear the police case, we will get in touch with the bank to offer a settlement and close the card dues.
Usually, the banks offer a good settlement as it's time and cost consuming process to file a civil case especially when the debtor is not in the UAE.
As advised, we should inspect the police records to understand if there is a case, and if there is one, then if any judgement is pronounced in it.
I can assist you with clearing the police cases and negotiating with the bank.
You may get in touch with me on +971 52 9495731 or email for further assistance and clarification.
I trust you will find the above appropriate.
Regards,
Hari Wadhwana

We need some details about you so as to be able to check. Please contact us through Whatsapp on 0564044050.
Regards

Hi there,
We can assist you with this.
Kindly send your complete details along with a copy of the Emirates ID, current passport, details of your work and stay and/or any other relevant information related to the current matter.
Mobile- 00971523782456
Mail- sudhanshu@alnassaradvocates.com
Thanks,
S