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Checking for a travel ban and settling a loan with a bank

I defaulted on a loan plus credit cards.

I have left UAE almost a year ago and stopped paying my loan and credit cards. The security check I have issued was AED 350,000 but the outstanding loan amount was only 181,000. Now I got a job offer and I am trying to discuss with the bank the settlement plan.

The bank advised me that the total outstanding including two credit cards is 240,000. They are not cooperative and do not respond on time. If I sign the employment contract and travel to the UAE, what are my chances?

1. Will it be possible to be jailed? Denied a work permit or employment visa?

2. Will it be possible for me to negotiate an installment plan with the bank or pay fine and get released?

Please advise!

Thanks

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Dar Al Haqooq Legal Consultancy
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4 Mar 2020, 04:07

Dear client,

Thanks for your query. I will definitely help you with this.

First, you should check the cases from the police station to get an idea of how many cases you have, then only I can help you to resolve the cases.

If you need my assistance, feel free to contact me via phone.

Thanks!

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Mohamed Bakheet Advocates & Legal Consultants
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4 Mar 2020, 07:21

You need to check if you have any cases first, then we can help you.

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Maryam Hayyaz & Wejdan Bushahab Advocates
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4 Mar 2020, 08:37

Dear questioner,

If banks have filed a case against you, then all visas will be rejected for you.

So, the best option to deal with this kind of situation is to do a general checking on your name to know whether you have cases in your name in the UAE or not.

Once we have the status, we can suggest to you how to deal with this situation.

Kindly contact us via phone for a detailed discussion or write us an email for further assistance.

Al Bahar & Associates Advocates and Legal Consultancy
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5 Mar 2020, 07:34

Dear Questioner,

It is possible to negotiate with the bank throughout a mediator who can represent you while you are abroad to approach settlement with the bank. However, you should prepare a dawn payment to show good faith to the bank .

You may contact our debt collection officers.

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Elnaggar & Partners
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5 Mar 2020, 13:15

Dear questioner,

We cannot provide you with any answers to the above-mentioned inquires until we make a travel ban checking on your name and find if your name appears on the criminal system of the UAE or not.

If nothing shows on the system, we will inform you and you can enter the UAE freely, but if it is shown that you have any case, we should clarify it first then you can come to the UAE.

Moreover, due to the fact, the lawyer cannot expect what will be happened without knowing the main reason for the incident with the relevant documents.

In order to proceed with travel ban checking for your name, you have to notarize a special power of attorney to us in order to be able to act on your behalf.

If you agree with the above, please provide us with a copy of your passport in order to proceed to draft the POA and email it to you.

Thanks and best regards!

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Ibrahim Al Banna Advocates & Legal Consultants
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5 Mar 2020, 22:46

1. We suggest checking if any case against you was filed in the UAE.

2. If yes, we will provide you a solution.

Please contact us via phone or email!

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Elnaggar & Partners
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31 Mar 2020, 07:27

Dear Client,

I can assist you in this case, please contact me at my email for more information.

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