Questions & Answers
Reporting of a cheque bounce case in other emirates
Hi Hari,
I have a question that I can't find in any of the Q&A in the forum.
I have a loan from the bank and due to financial distress, there's a probability of facing a criminal offence. I am from Dubai and my loan application was in Dubai.
Can the bank bounce your cheque in different emirates?
Since Dubai only imposed fines on less than 200k, does the bank have the leverage to file on other emirates due to a different approach of each emirate on criminal offence?
Thanks and looking forward to your response.
Dear Sir/ Madam,
Thank you for reaching out to me on this.
I understand your query and personally many people ask this.
The bank can legally file the case (if any) only in Dubai considering all the transactions have taken place in Dubai.
Having said that, if the bank can demonstrate the police and prosecutor that they received the cheque in other Emirate, then the police of other Emirate can accept the case in their Emirate.
I believe many bank officials are threatening to take such actions, however, with proper legal recourse this threat can be defused.
I trust you will find this helpful.
Regards,
Hari Wadhwana
