Q: Hi Ma'am, I took a loan in an amount of 50000 in Sep 2016, and then I came back to my country. But now, I came back to Dubai. Can you tell me how many days will the police give me in jail and how much fine for AED 50000 loan?

Q: The Bank filed a false case against me and when I visited the bank's legal team I found that all my documents were forged and the loan was processed. I suffered in jail for one day and then the case was withdrawn by the bank. How to demand an explanation and compensation from the bank? Am I eligible to sue the bank? I'm currently financially weak and would like to pay the lawyer fees after getting any compensation. I have proof of forged documents.

Q: Hi, A civil case is filed against a person who is outside the country. Can the court reach a verdict without the defendant's presence? Also, would he has the chance to produce the MOU and support with details for the investigation of the case i.e. a bank loan default case? Lastly, if the person is in the country can he defend the case in court without a lawyer?

Q: I have used a credit card for less than one year in 2013. I paid the amount correctly and the last statement was zero. I made a request to close it in the same year as there were card charges from 2nd year. Afterward, I was not getting any statements or messages. After 8 years, I received a text message on February 19th to pay 86000 before March 13th. I contacted the bank and they aren't passing any clear details. I need help!

Q: Hi, I have a mortgage with a bank in Dubai. I renegotiated the interest rate with them in DEC 2018 to 4.15%. I discovered, in Jan 2020, that the bank had never amended my interest rate to 4.15% but was instead charging 7.75%. This bank has never ever sent me a statement of my mortgage. I have been in discussion with them ever since but they are refusing to abide by the terms of that signed agreement which I have in my possession. I want them to refund me the amount that I have been overcharged over the past 15 months. They are instead offering me a 3.99% rate for the next 3 years. I have filed a complaint with the Central Bank, they have not replied to the Central Bank's query in the 14 working day period. The bank has told me that I can call back on Sunday to see if they have replied. How can I get this bank to honor the agreement and refund me for their mistake? It seems that there is no accountability expected from them and I'm bearing a heavy financial burden as a result.

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.