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العواقب المترتبة على التخلف عن سداد متأخرات بطاقة الائتمان

سيدي العزيز،

لديّ بطاقة ائتمان من بنك إماراتي منذ عام 2015.

كنت أسدد الحد الأدنى من القسط كل شهر ولكن يتم تأجيل راتبي منذ خمسة أشهر ولم أتمكن من السداد.

أريد أن أعرف ما الذي يمكن أن يفعله البنك وبعض الحلول المقترحة.

مع الشكر.

Al Nassar Advocates & Legal Consultants
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3 Apr 2019, 20:52

Dear Questioner,

The bank can submit the security cheque and if it gets bounced, they can file a criminal complaint against you in the police station.

Since you have not mentioned the amount, I would like to assume that the amount is less than 200k, and the bank is in the Emirate of Dubai.

In that case, the punishment would be a fine of any amount less than AED 10k.

Hope the above explanation is satisfactory.

Thank you.

Regards,

Rajasree Ravivarma

4 Apr 2019, 03:16

The outstanding amount is AED 60,000.

So just advise me please, if they'll submit a case, what do I have to do to finish that case?

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