Q: I am in Africa, and I left Dubai before settling my loan. I am being contacted by an independent debt collector. I am outside the UAE, what are my options if I ignore the debt collector? How can I get a clearance certificate from the bank & police?

Q: Greetings, I was terminated by my company in May 2016 because they were cutting the number of staff. I had a credit card with 10,000AED that I used fully. I was unable to reach the bank and so far I have never received any call or email from them. I was struggling with unemployment all this time and couldn’t pay my debt, I have no intentions to not pay because it’s Haram/prohibited in my religion. Recently, I got a job offer in another GCC country and I want to go there and pay my debt using my salary. My question is, will I be arrested in that GCC country at the airport? I don’t know if a police case has been filed against me or not, what I know is I am morally obligated to pay my debt and the only way I can do it is if I start that new job, my family is poor and my country has no job opportunities. I’m afraid to be detained and sent to the UAE, this will not solve the issue, nobody will be able to pay for me and jail won’t solve the problem. Any help is greatly appreciated. Regards.

Q: Greeting! My name is Fazil Hussain, I was working in the UAE for past 5 years, I have a personal loan of 80,000 from ADCB Bank in Dubai. I never missed a single EMI to the bank and had good records. But I lost my job, so had to come back to India. I wanted to go back to Dubai and search for a job but the bank said they have blocked my visa and I cannot get a job there. I replied to the bank by email that if they block my visa then how can I find a job in Dubai and how should I pay my outstanding balance on the personal loan. I can pay my loan only if I get a job in the UAE... Please help me with your advice, I can pay the outstanding only if I work in GCC. I can't afford to pay from India. I want to pay my outstanding and clear it. Can the bank give me NOC to work in Dubai and pay their loan? And I want to know, is it possible if I go to Saudi Arabia and do a job and pay my installments to the bank in the UAE?

Q: I am an Indian. If I have any police case (FIR) in India, can I enter the UAE and work? Please explain.

Q: Hi Brett, I am a British citizen currently living in Birmingham. I was deported from Qatar in 2016, as I was carrying Cocadamol medicines at the airport. However, the medicine was purchased from the Boots counter without a prescription but they said we need a prescription. To cut the story short, my urine test was negative and I was released the next day. I then started working again and was flying continuously to the UAE, the UK, Saudi Arabia for work-related matters. But one day while going on holiday to the UK, I was stopped at the airport, and without giving me a reason, they put me in the deportation center and I returned back to the UK. Can I work and live in the UAE or Saudi Arabia? I had an unpaid loan in Qatar as they deported me so I couldn't stay up to date with my payments. Will this affect me even though the bank is in Qatar. Hoping to hear from you soon!

Q: Hello, I am asking on behalf of my friend. She was working in Saudi Arabia in a salon for the past 4 years. Her employer was working her and her coworkers like slaves; 15 to 17 hour days, one day off. Her employer keeps all their passports. Just a very strict environment and not a good one. My friend was a good employee and lots of customers liked her work. As you can imagine being treated like this; working so hard for half the pay took its toll on my friend. She became very unhappy and asked her employer's permission to go home to the Philippines as her contract was over. They said OK but went ahead and paid for her to come back after her vacation. Well, she did not return and her employer became very angry and has put her on a GCC ban or something like this. Now she can't work abroad in Dubai, Bahrain, or Saudi again. My friend never asked them to pay for her return work visa; they just did it because they assumed that she would. How can we fix this problem of the GCC ban?

Q: Hi, I have unpaid debt in Saudi Arabia and have been contacted by TAHSEEL to say that there are now travel restrictions for me. Are these travel restrictions only applicable in GCC countries or do they include European Countries?

Q: Hi, May you and your family be blessed. I'm extremely tense and need your kind feedback on the following issue. If I have a travel ban in KSA, can I travel to the UAE on a work visa? I have been visiting Dubai on a tourist visa without any problems. The ban was imposed because I had to leave KSA suddenly and could not return after an exit-entry, and I was unable to pay back my car EMI and credit card payment totaling 30k SAR, which I intend to pay off gradually now. When I left KSA, they only had my fingerprints at the time. I also understand that while coming for a visit to Dubai, only a retinal scan is done. On the other hand, when obtaining a work visa, UAE takes and registers fingerprints as well. Could this lead to any issues for me? I have finally obtained a better-paying job after a long time and can finally save up to pay off my debts. The case registered for which the travel ban is imposed is only for SAR 16000. As of now, I cannot afford to hire a lawyer to check in UAE. Thank you for your help!

Q: Greetings, I lived in Saudi Arabia before and have unpaid debts that have not been resolved. Can a travel ban be placed on me in the UAE for this? What about my wife and kids if they travel to or transit through the UAE? Regards,

Q: I have around 130k USD in credit card debt across three companies in Hong Kong. I have been trying to negotiate settlements with them but not all are being accommodating. What would be the next steps from these companies to recover the debts from me (as a Dubai resident) if they are unwilling to accept my repayment offers? Are they likely to pursue claims through a Dubai court? I have no assets at all and earn a fixed wage on a fixed-term contract.

The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.

With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.