Questions & Answers
Questions & Answers
3 available 3 • View allHow can I make sure that the execution case settlement offered by the bank 




1
Q: I have an ongoing cheque execution case that has been active for a year.
Finally, after lengthy negotiations, the bank is willing to waive the interest and late payment fees and close the loan in a single settlement after issuing an offer letter.
Should I trust them and proceed, or should I inform the court about settling the matter outside the court?
I am concerned that they might refuse to withdraw the case or demand additional payments such as legal fees after I make the final payment.
Please advise.





Nov 15, 2024
287
What the maximum time is to get approval for the reconciliation enforcement request for the Debtor Installment?

0
Q: Good Day,
May I ask what the maximum time is to get approval for the reconciliation enforcement request for the Debtor Installment?
A criminal case was served and closed, but a civil case is active; that's why there is an execution.
Once I get approved, can I apply for a new visa?
Thank you.


Apr 23, 2025
99
Will I get arrested in GCC countries if I left the UAE with an unpaid loan and credit card?
3
Q: Hello Sir
I have an unpaid bank loan and credit card in the UAE since I lost my job last 2014. Now I have a plan to go to Kuwait to try another opportunity.
Will I get arrested in immigration if I enter one of the GCC countries?
Hopefully, you can help and advise me.
Thanks.

Mar 27, 2023
1011
Legal blog
4 available 4 • View allBounced Cheques in the UAE: What You Need to Know in 2024 294
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
226170
UAE Travel Ban: What You Need to Know in 2025 167
The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.
May 30, 2025
139993
The Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
19161
Failing to Honour Bounced Cheques in Loans and Other Transactions 8
An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Jan 15, 2020
7339
Laws & Regulations
3 available 3 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148918
Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
Sep 27, 2020
3670
Federal Law No. (18) of 1993 Issuing the Commercial Transactions Law 19
This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.
Sep 7, 1993
33280

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I have a fine in a criminal case judgment that I cannot pay at once. How to apply for an installment plan? 0
Hi to all the respected lawyers here.
I have a criminal case, and I fought for a long time to remove the 1st and 2nd judgments, which were deportation and jail time. In my final judgement, my penalty is AED 10,000.
Last year, during amnesty, since I couldn't pay the 10,000 AED (I am a single mother with a 2-year-old baby), I decided to surrender at the police station. Because I have a court fine, they refused to take me and sent me to the Sharjah police.
When I went there, I told the officer in charge that I couldn't pay and that I wanted to serve jail time and be released once I completed the required days. The officer did not accept me and sent me to apply for an instalment plan.
However, my instalment application was rejected; they said instalment payments are not being accepted at the moment and that the order came from the Abu Dhabi court.
Now I am really hopeless and feel I cannot live here anymore.
Sep 19, 2025
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I I left the UAE with some debts and I paid later while in the UK. How to check my status before visiting Dubai? 0
I had some debts when I left the UAE, which I paid later while in the UK. This was in 2017 when I left the UAE.
I want to check if there's a travel ban or any blacklist kind of status for me, as I want to travel to Dubai soon.
I have lost the Emirates ID card, and I have a new passport number as I had to renew the passport.
All I have is a scanned copy of my old passport and the visa page.
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Sep 18, 2025
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My brother was arrested in a car for possession of only 2g of drugs. What is the maximum penalty he could face? 0
Dear Sir/Madam,
I need help, please!
My brother was arrested in a car for possession of only 2g of drugs. The police charged him with possession and usage in Umm Al-Quwain.
The transaction amount was only 400. But my brother did not have any possessions; he had only borrowed money.
Another charge is that he helped a friend use drugs, but he did not help anyone. That friend is older than my brother.
May I know if this is also considered an offence, and what is the maximum penalty he could face?
He is also a first-time offender in a drug case.
Sep 18, 2025
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The company paid our salaries after we stopped work and filed a complaint in MOHRE. Do we still need to report to work? 0
What should we do if, after filing a complaint with MOHRE, the company has already paid all our salaries?
Do we still need to report to work?
Should we submit a resignation to avoid being tagged as absconded, or what would be the best solution?
Because, for us as employees, we don’t want to go back to work after what happened.
Sep 18, 2025
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Does the employee get gratuity and leave pay if the notice period is waived? 0
Hello,
After the agreement between both employee and employer for no need of the 1-month notice after resignation, can I still get my gratuity and annual leave pay?
Sep 18, 2025
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Can I file a complaint against my company for discrimination between employees? 0
I am working in the UAE and facing issues of workplace favoritism and possible discrimination.
Despite being a consistent top performer with many years of experience, I was rejected for a promotion that was instead given to someone with less experience and weaker performance.
When I asked for feedback, I was given contradictory and false reasons, including being told that HR rejected me based on “how I sat in the interview,” even though it was an audio-only call.
I was also told that promotions are not based on performance but on whether I had the “manager’s blessings.”
In addition, I have observed:
- Promotions are repeatedly going to people from the same community or close to managers.
- Most of the management team belongs to one community.
- Shift schedules are being changed after release to favor certain individuals.
This has created a toxic environment with no fair career growth opportunities.
My question is, under UAE labor law, do I have grounds to challenge this type of favoritism?
Sep 19, 2025
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What to do if you received judgment in absentia of fine and jail in a case after obtaining Tanazul? 0
What does “Dispositioned” mean in a UAE - Abu Dhabi case?
We have a Tanazul, but the case status is showing Judgment Done, with a 15,000 AED fine and 6 months' prison reserved. Does this mean he will go to prison?
We missed one hearing on 28/08/2025. After that, we thought we had Tanazul, so we went to collect the passport, as I am the surety for my father. However, at the police station, they stopped him, saying he had a Tameem.
Please help and advise what will happen. We have Tanazul, but the judgment is already done, and no appeal has been filed yet.
The status shows Judgment Done on 28/08/2025. We missed the hearing that day, the prison sentence of 6 months is reserved, and a 15,000 AED fine has been issued.
What should we do?
Sep 19, 2025
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I have a fine in a criminal case judgment that I cannot pay at once. How to apply for an installment plan? 0
Hi to all the respected lawyers here.
I have a criminal case, and I fought for a long time to remove the 1st and 2nd judgments, which were deportation and jail time. In my final judgement, my penalty is AED 10,000.
Last year, during amnesty, since I couldn't pay the 10,000 AED (I am a single mother with a 2-year-old baby), I decided to surrender at the police station. Because I have a court fine, they refused to take me and sent me to the Sharjah police.
When I went there, I told the officer in charge that I couldn't pay and that I wanted to serve jail time and be released once I completed the required days. The officer did not accept me and sent me to apply for an instalment plan.
However, my instalment application was rejected; they said instalment payments are not being accepted at the moment and that the order came from the Abu Dhabi court.
Now I am really hopeless and feel I cannot live here anymore.
Sep 19, 2025
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Does the employee get gratuity and leave pay if the notice period is waived? 0
Hello,
After the agreement between both employee and employer for no need of the 1-month notice after resignation, can I still get my gratuity and annual leave pay?
Sep 18, 2025
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What is the process for getting a restraining order against an abusive family member? 0
Hello,
What is the process for getting a restraining order against an abusive family member?
Sep 17, 2025
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I have a fine in a criminal case judgment that I cannot pay at once. How to apply for an installment plan? 0
Hi to all the respected lawyers here.
I have a criminal case, and I fought for a long time to remove the 1st and 2nd judgments, which were deportation and jail time. In my final judgement, my penalty is AED 10,000.
Last year, during amnesty, since I couldn't pay the 10,000 AED (I am a single mother with a 2-year-old baby), I decided to surrender at the police station. Because I have a court fine, they refused to take me and sent me to the Sharjah police.
When I went there, I told the officer in charge that I couldn't pay and that I wanted to serve jail time and be released once I completed the required days. The officer did not accept me and sent me to apply for an instalment plan.
However, my instalment application was rejected; they said instalment payments are not being accepted at the moment and that the order came from the Abu Dhabi court.
Now I am really hopeless and feel I cannot live here anymore.
Sep 19, 2025
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The company paid our salaries after we stopped work and filed a complaint in MOHRE. Do we still need to report to work? 0
What should we do if, after filing a complaint with MOHRE, the company has already paid all our salaries?
Do we still need to report to work?
Should we submit a resignation to avoid being tagged as absconded, or what would be the best solution?
Because, for us as employees, we don’t want to go back to work after what happened.
Sep 18, 2025
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Does the employee get gratuity and leave pay if the notice period is waived? 0
Hello,
After the agreement between both employee and employer for no need of the 1-month notice after resignation, can I still get my gratuity and annual leave pay?
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What is the process for getting a restraining order against an abusive family member? 0
Hello,
What is the process for getting a restraining order against an abusive family member?
Sep 17, 2025
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Should I renew my labor card now or wait until my ID expires? 0
Hello,
My labor card will expire next month, but my ID is still valid. Can I wait for the ID to expire as well, or should I start renewing now?
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