س: سيدي العزيز / سيدتي العزيزة، أنا مقيم في الإمارات. علي دين لأحد البنوك وتحاول وكالة التحصيل الخاصة بهم مطاردتي. أنا غير قادر على السداد بسبب مشاكلي المالية. الآن يحاولون التشهير بي في شركتي الحالية ويكذبون على صاحب العمل في رسائل البريد الإلكتروني لإذلالي وتشويه سمعتي. فهل يجوز لهم قانونًا أن يفعلوا ذلك؟

Q:   A friend owes me money and has been lying about paying, meeting, or talking to discuss. He has stopped responding to my calls and messages for months now.       I tried to reach out in multiple ways with no luck, and I ended up posting on Facebook asking him for my money. The text was "Hey, where is my money that you never paid back. It's been over a year, stop lying and running away".       The post was up for less than 2 minutes as he deleted it and blocked me. He suddenly msgs me with a screenshot from my post, and threatens me with a defamation case.       Is what I wrote considered defamation or any other form of language that is not legal?    

Q: Dear Sir/Madam, I was delayed in my payment to a personal loan platform and asked them if I could pay on the next salary date. They ignored my message and now call me nonstop, even at work. They use different numbers to harass me, sending rude WhatsApp messages calling me a scammer and threatening to call my employer and family to get me deported. They also pretend to be from the Credit Bureau to squeeze money out of me, even though I don't have any. They also called my sister and friend to embarrass me. They are so rude, the rudest debt collectors I've ever encountered.

Q: Dear Team, I am reaching out for legal assistance regarding a serious privacy violation and defamation incident caused by a debt collection agent. The agent shared my photo and personal financial details with third parties, including local leaders and members of my community in India, causing significant damage to my reputation and that of my family. They state that I am on a huge bank debt and it’s going to legal case now, which has led to humiliation and mental distress for my family and me. Key details: 1. Debt Amount: 8,000 AED 2. Evidence: Screenshots, voice notes, and phone numbers of the individuals involved in sharing my information. 3. Outcome: Loss of reputation in my home city and even within my wife’s family because there was a rumor that I am in jail I want to pursue legal action to hold the responsible parties accountable for their unlawful actions. Kindly let me know how I can proceed.

The provisions of this Federal Decree-Law No. (31) of 2021 Promulgating the Crimes and Penalties Law, known as the "New UAE Penal Code", governs criminal actions in the United Arab Emirates. The New Penal Code repeals the previous UAE Penal Code (Federal Law No. (3) of 1987 Promulgating the Penal Code).