أسئلة وأجوبة
أسئلة وأجوبة
5 متاح 5 • عرض الجميعتسوية القضايا المتعلقة بالقروض البنكية والعودة إلى دولة الإمارات

4
س: لم يتم سداد القرض منذ أكثر من خمس سنوات. كنت خارج دولة الإمارات وأريد العودة. ما هي الاتهامات؟ وما هي الإجراءات الواجب اتخاذها؟


2019/05/15
1641
كيف أتفاوض مع البنك لإسقاط القضايا وتسوية القرض قبل عودتي إلى الإمارات؟
2
س: مرحبًا،
لقد حصلت على قرض في دولة الإمارات وقمت بسداد الدفعات في الوقت المناسب. ولكن بسبب حالة طارئة، اضطررت إلى العودة إلى بلدي وفقدت وظيفتي.
على الرغم من أن مبلغ المكافأة تم دفعه للبنك والذي كان حوالي 50% من المبلغ الفعلي، إلا أن المبلغ المتبقي لا يزال حوالي 260 ألفًا.
لقد تعرضت لحادث يهدد حياتي ولم أتمكن من العودة وقد مضى ما يقرب من 6 سنوات. أتلقى باستمرار رسائل منتظمة من البنك بشأن السداد ورفع قضية ضدي.
أخطط للعودة إلى دبي للبحث عن عمل لأنني كنت عاطلاً عن العمل لمدة 4 سنوات بسبب الحادث وفيروس كورونا.
ما هي العواقب التي سأواجهها وكيف يمكنني تجنبها؟ وما هو السيناريو الأفضل بالنسبة لي؟
مع التحية،
أ.ب.

2022/04/30
400
المنع من السفر ومذكرة التوقيف بعد إنهاء القرض

6
س: مرحبًا،
هل يمكن لأحد أن يقول لي ما الذي يرتبط بالمنع من السفر؟ هل هو رقم جواز السفر؟
لدي قضية مفتوحة في دبي بسبب قرض (في الحقيقة قد تم سداده الآن) وأنا الآن خارج الإمارات العربية المتحدة، لذلك ليس لدي بطاقة هوية الإمارات ولا رقم لها.
إذا حاولت العودة إلى البلد في حين أن القضية لا تزال مفتوحة، فهل سيتم توقيفي بناءً على رقم جواز سفري؟
ماذا سيحدث إذا انتهت صلاحية جواز السفر الذي رقمه مسجل لديهم، هل يمكن أن تظل هذه القضية مسجلة عليك؟
سأكون سعيدًا بالعودة إلى مركز الشرطة لإغلاق القضية إن كان ذلك آمن لي. لدي التفاصيل التي حصلت عليها من البنك.


2018/11/07
2419
العودة إلى الإمارات مع رفض البنك عرض التسوية



1
س: مرحبًا،
كنت أعيش في أبوظبي لمدة 5 سنوات، وقد فصلتني شركتي من العمل بسبب أزمة كوفيد-19 في مايو 2019. لم يكن لدي أي خيار سوى مغادرة البلاد لأنني لم أتمكن من العثور على وظيفة أخرى خلال فترة الشهر الذي كانت فيه تأشيرة إقامتي لا تزال سارية.
كان علي قرض مستحق السداد حوالي 300.000 درهم إماراتي ولم أتمكن من سداده. لقد اتصل بي العديد من محصلي الديون لسداده، وأظهرت حسن النية وعرضت دفع مبالغ صغيرة على أساس شهري من البلد الذي أقيم فيه لأن متوسط الرواتب كان أقل بكثير من نظيره في دولة الإمارات.
لكن عروضي تم رفضها. على افتراض أنني أرغب في العودة إلى الإمارات والعثور على عمل، فماذا يجب أن أتوقع بعد التغييرات القانونية التي حدثت في بداية عام 2022؟ هل سأقضي أي عقوبة بالسجن، أم سيكون هناك أي غرامة من أي نوع؟
وما هي مدة سقوط مثل هذه القضايا إذا كان هنالك احتمال؟
شكرًا لك على وقتك.




2022/10/23
361
هل يحق للبنك رفع قضية ضدي بسبب التزامي بعد الاندماج مع بنك آخر؟

0
س: هل يحق للبنك رفع قضية ضدي بسبب التزامي البنكي؟
لقد أصدرت شيكًا للبنك من قبل ولكن لم أتمكن من سداده بالكامل منذ أن فقدت وظيفتي.
هل يحق للبنك مقاضاتي بسبب هذا حتى لو اندمج مع بنك آخر؟
يرجى تقديم المشورة.


2023/08/21
179
المدونة القانونية
1 متاح 1 • عرض الجميعالتوكيل وخدمات كاتب العدل الأخرى المُقدمة عبر الإنترنت في دولة الإمارات 28
مع بدء تطبيق الإجراءات الجديدة ذات الصلة بإصدار التوكيل عن بُعد في دولة الإمارات، بعد أن كان من الضروري مثول الموكل بشخصه أمام كاتب العدل لإثبات هويته ورغبته في إصدار التوكيل، نقدم لكم هذا المقال المُوجز لبيان الخطوات التي يجب عليك اتباعها لإصدار التوكيل.
2021/06/08
19258
قوانين وتشريعات
4 متاح 4 • عرض الجميعFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
1985/12/15
148565
Federal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
1987/12/08
47970
Federal Law No. (18) of 1993 Issuing the Commercial Transactions Law 19
This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.
1993/09/07
33078
Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
2020/09/27
3565

إجابة أخرى من
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Hi,
I have a tenant who defaulted on rent payment. His cheque bounced due to account closure. He promised cash payment but hasn't delivered.
I want to evict him. The property is in Dubai. How do I proceed legally? Appreciate step-by-step guidance according to the law.
Thank you!
2024/04/26
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Can I travel to Qatar if a collection agency told me I have a travel ban for an unpaid loan? 1
Salam,
I received an email from a company in the UAE - which is a collection agency - informing me that I had a travel ban and arrest warrant issued in the UAE for an unpaid loan a week ago.
I currently live in the US. I have sent them many emails asking them how can I pay or make installments to settle this amount of 332,430 dirhams. I am currently working with them and trying to resolve the issue.
My question is I would like to know if I travel for 5 days to Doha, Qatar in May, will I be detained or I will be ok?
I don’t believe so I just want to be sure because I will be with my family.
Thank you again.
2024/03/30
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Is it legal for debt collectors to contact the employee's workplace for defaulting on debt? 1
Is it legal for debt collectors to contact the employee's workplace when you have defaulted on your payment?
2024/04/05
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What legal recourse should my company pursue after engaging 1
My company engaged a Dubai-based entity, registered in India, on a three-month contract for project upgrade, maintenance, and delivery.
Then they ceased communication 2 weeks before completion and failed to deliver the promised services after payment.
What legal recourse should my company pursue?
What specific legal expertise or counsel should we seek to address this breach of contract?
2024/04/05
153
Can you go to Dubai Courts and check a civil case with an arrest warrant for unpaid loan? 1
Hi,
My husband lost his job 6 years back and he has not been able to find a job.
He got a loan from a bank and they filed a civil case. We also came to know he has a standing warrant of arrest.
I want to know what I can do for him.
Should my husband go to Dubai Courts and check what he can do to settle the case or they will arrest him immediately?
Should I go on his behalf and check what steps we can take to settle this case?
Thank you in advance for your legal advice.
2024/04/02
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متميز
إجابة أخرى من
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عرض الجميعCan a company terminate an employee for refusing to do work not in the contract? 0
Hello,
Is it allowed for a company to terminate an employee because the employee refused to do work not stated in the contract?
2025/05/07
10
Can I be convicted of driving under the influence even if the alcohol test came back negative? 0
Hello,
I was driving my car when the police stopped me at one point on the road and told me that I was driving under the influence of alcohol.
I tried hard to deny that because I had not actually consumed any alcoholic beverages that day or in the previous three days.
However, a report was filed and a case was opened, but the alcohol test report came back negative. Will I be convicted despite that?
Please answer me. It is urgent.
2025/05/07
10
Can we legally claim unpaid dues for food supplies based on emails and invoices? 0
Hello,
We have an agreement with a company to supply food for their buffet on a daily basis, with invoices to be issued monthly and payment to be made every three months.
The relationship actually lasted for nine months, and payment was made for two periods. In the third period, due to disagreements between our company and the company to which the supply was made, they refused to pay, noting that the outstanding amount so far is fifty-four thousand dirhams.
Can we claim the amount, noting that the agreement is not written, but there are emails exchanged between us and invoices?
2025/05/07
11
How can I go back to the Philippines if my visa expired and I’ve overstayed in the UAE? 0
Hello,
I'm from the Philippines. I work here as a maid. My employer didn't process my visa.
I overstayed here, and my visa expired on January 23, 2025. Today is May 6, 2025. I want to go home to the Philippines.
What should I do?
2025/05/07
8
A hair salon caused serious damage to my hair and scalp. What can I do to sue them? 0
I’m looking for legal advice regarding a hair salon incident that caused serious damage to my hair and scalp.
I visited a salon for a colouring treatment, during which two rounds of bleach, which is not what I booked in for, were given to me without proper approvals, and were applied back-to-back without a strand test or proper consultation.
As a result, I’ve been experiencing extreme hair breakage, daily hair loss, and ongoing scalp irritation. This has been especially distressing as I’m currently pregnant.
It’s now been over 20 days since the incident, and despite multiple polite follow-ups, the salon has ignored all communication.
I’m now exploring legal action to pursue compensation for the physical and emotional distress caused. I have full documentation, messages, and photos.
Any guidance on the best next steps or legal routes I can take would be greatly appreciated.
Thank you in advance.
2025/05/06
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متميز
إجابة أخرى من
لا توجد إجابات
عرض الجميعCan I return to Dubai after 12 years away on a new employment visa? 0
Hello,
I came from Dubai to India on emergency leave, but unfortunately, I did not return. It has now been 12 years. Can I go to Dubai on a new visa?
I have already received a new employment visa from another employer.
Can I return to Dubai, or will there be any problems with UAE immigration?
Please advise!
2025/04/30
23
Can a company terminate an employee for refusing to do work not in the contract? 0
Hello,
Is it allowed for a company to terminate an employee because the employee refused to do work not stated in the contract?
2025/05/07
10
How can I go back to the Philippines if my visa expired and I’ve overstayed in the UAE? 0
Hello,
I'm from the Philippines. I work here as a maid. My employer didn't process my visa.
I overstayed here, and my visa expired on January 23, 2025. Today is May 6, 2025. I want to go home to the Philippines.
What should I do?
2025/05/07
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A hair salon caused serious damage to my hair and scalp. What can I do to sue them? 0
I’m looking for legal advice regarding a hair salon incident that caused serious damage to my hair and scalp.
I visited a salon for a colouring treatment, during which two rounds of bleach, which is not what I booked in for, were given to me without proper approvals, and were applied back-to-back without a strand test or proper consultation.
As a result, I’ve been experiencing extreme hair breakage, daily hair loss, and ongoing scalp irritation. This has been especially distressing as I’m currently pregnant.
It’s now been over 20 days since the incident, and despite multiple polite follow-ups, the salon has ignored all communication.
I’m now exploring legal action to pursue compensation for the physical and emotional distress caused. I have full documentation, messages, and photos.
Any guidance on the best next steps or legal routes I can take would be greatly appreciated.
Thank you in advance.
2025/05/06
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What can I do if the landlord has not been responding to renew the commercial lease contract and Ejari? 0
Good day.
For the last 3 years, the landlord's office has not responded to renew the contract, so I contacted RERA for renewal.
The office doesn't respond to emails related to renewal, even though I started sending emails and reminders 2 to 3 months before expiry, and I have no choice but to contact RERA and send a notice.
Once the renewal was processed by law, the landlord's office delayed in releasing the Ejari. Since it is a commercial property, my renewals are related to a staff visa, and I have to pay delay penalties.
The landlord's office staff tried to take advantage of the Emirati owner, and no direct meeting was fruitful.
What is the law that safeguards expats and sorts out issues without mutual compromise as they try to force their terms to be acceptable by law and not supported by any documentation?
2025/05/06
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إجابة أخرى من
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عرض الجميعI received a judgment in my favor from RDC that awarded me legal fees. Does this include lawyer fees? 0
I have received a judgment in my favor from RDC that awarded me legal fees.
However, RDC says that legal fees do not mean lawyer fees; they are RDC fees only.
Is this correct?
2025/02/14
125
The public prosecution appealed a judgment to increase the fine I already paid. What do I do now? 0
Good afternoon,
Thank you for your time.
The public prosecution appealed my judgment (a fine that I satisfactorily cleared) and requested increasing the fine.
Can you please explain what happens during a criminal case appeal hearing for me as a defendant?
Will I be asked questions?
Is the hearing just for the Public Prosecution to present their appeal to the judge, and I do not need to give a response?
Thank you again for your time.
2025/02/07
188
Can we give a salary certificate to a new hired employee before he starts to open a bank account? 0
Dear lawyers,
The new employee will start on June 1, 2025. However, he would like to open a new bank account in the UAE thus asking to provide the salary certificate mentioning his salary in AED and if possible not mentioning the start date.
Legally, can the company provide such a certificate?
2025/02/04
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I received a termination letter from my company for restructuring. Is this considered arbitrary dismissal? 0
I received a termination letter from my company on January 31st, 2025, with a one-month notice period, stating my last working day as February 28th, 2025.
The reason given for the termination is "considering the current business scenario, the company has considered measures to reorganize the business."
Could this be considered arbitrary dismissal?
Am I entitled to any compensation or benefits from the company as a result of this termination?
2025/02/05
136
Do I need to hire a lawyer if I found I have a marital case against me in the court? 1
By checking in Al Adheed, I have found there is a marital matter case against me in Dubai Courts. There is a hearing date for next week and the time mentioned in the case status with a link for an online hearing.
However, I have not received any message from Dubai courts regarding this by mail or phone. I have all contact details updated with EID. In this case, what should I do?
I don’t know what the case is about.
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احصل على عروض أسعار من محامين
ابحث عن المحامي المناسب لاحتياجاتك القانونية.
أرسل طلبك واحصل على عدة
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محامين مؤهلين.
أسئلة شائعة
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