أسئلة وأجوبة
أسئلة وأجوبة
2 متاح 2 • عرض الجميعالتخلف عن سداد بطاقات الائتمان والتفاوض مع البنوك لتسويتها

1
س: علي مستحقات في ثلاث بطاقات ائتمان:
البنك الأول – 18000 درهم.
البنك الثاني – 18000 درهم.
البنك الثالث – 20,000 درهم.
إنني حقًا غير قادرًا على سداد ديوني وأتعرض للمضايقة من جانب البنوك، كما أنهم سيرفعون قضية ضدي. كنت أسدد كافة المستحقات بشكل مستمر منذ عام 2018. ولكنني مررت بأوقات عصيبة ولم أتمكن من السداد منذ يناير 2020.
أرغب في تسوية الديون لكنهم لا يمنحونني فرصة؛ ويقولون دائمًا أنهم سيرفعون قضية ضدي. أنا لا أحاول الهروب. لقد أخبرتهم أنني سأدفع بمجرد أن أجد وظيفة.
ما هي أفضل طريقة لتسوية الأمر لأنني أخطط لمغادرة البلاد في غضون عام؟ حتى الآن، أنا عاطل عن العمل منذ يناير 2020 ومن الصعب العثور على وظيفة في الوقت الحالي. أنا على استعداد لأن أدفع مقابل خدماتك.
شكرًا لك.


2020/03/25
1550
Travel ban issued for unpaid credit card debt? What are my options?


3
Q: Hi,
I couldn't pay my credit card dues, and now I have received a message saying that a travel ban has been issued against me.



2023/07/27
866

متميز
إجابة أخرى من
240 240 إجابات •
عرض الجميعHow to change the lease contract for an entity that changed from sole establishment to LLC? 0
Good morning.
Kindly help me out with the below query:
If a sole establishment is converted into an LLC, what would happen to the existing Lease Agreement with the Sole Establishment as the tenant?
Thank you.
2024/08/23
120
Bank filed a civil case over a loan: Better to settle with the bank or in court? 0
Good day, Sir,
I have received a message from the Dubai Court stating that a bank has filed a civil case against me. The loan has been pending since February 2019.
I cleared the cheque bounce case earlier with a court fine in 2019. I am looking forward to a minimum settlement plan with the bank. The outstanding amount was around 70,000 AED, and now the message is for 115,000 AED.
What will be the best way for me to proceed: approaching the bank or dealing with it in court?
Best regards,
2024/07/07
524
Is it legal for my employer to withhold my salary until I leave the country or change status? 0
Hello,
I have given my notice, and my last day is July 24, but the employer is refusing to pay my salary; even the salary for June. Is this even legal?
He claims I'll get everything at once, which is after leaving the country or changing status.
2024/07/02
537
Demanding that an employee pay for visa charges a year after resigning 0
Dear Lawyers,
I worked at a bakeshop here in Dubai. I resigned exactly one year ago. Now they want me to pay for visa charges, as stated in the offer letter.
If I cannot pay for the charges, my employer will claim financial loss due to the damages, estimated to be at least 7,000 AED.
What should I do about this? My monthly salary is only 2,800 AED.
2024/07/01
124
Is an employee eligible for maternity leave in the first three months of pregnancy? 0
Dear Lawyers,
Is an employee eligible for maternity leave in the first three months of pregnancy?
If an employee takes sick leave in the first three months of pregnancy, can it be considered normal sick leave or maternity leave?
2024/07/01
176

متميز
إجابة أخرى من
451 451 إجابات •
عرض الجميعAre there any restrictions on a diplomat buying property in the UAE? 0
Hello,
Is there any restriction on a diplomat buying property in the UAE, where he works as a diplomat at his country's consulate?
2025/02/20
71
If someone has a case in the UAE, can they travel to another GCC country? 0
Hi.
One of my friends joined a Telegram group. They said, "We will transfer some amount to your account, and your task is to transfer this amount to another account. Once the task is completed, you will get 30 or 50 AED per task."
He completed 3 to 4 tasks, but he realized it was not good, so he stopped. After one week, when he opened his account, it was blocked, and the bank said, "We are conducting an investigation; after this, we will let you know."
After some days, he had an accident and went to his home country. He then received a call from a landline number, which was from the Abu Dhabi police station.
They said, "We have received a complaint against you; come to our investigation department." However, due to his surgery and treatment, he could not go.
After some time, his bank account was reopened, and he did not receive any further calls. I want to know, if he comes back to the UAE or goes to any other GCC country, will he face any problems?
If someone has a case in the UAE, can they travel to another GCC country?
Please advise!
2025/02/17
136
What can I do if my employer refuses to pay me and I have no contract? 0
Hello,
What legal action can I take in case the employer refuses to pay my salary and I don't have a contract with them?
2025/02/18
123
I want to open an online shop. Do I need a license to open an Etsy shop? 0
I currently live in Sharjah and have a UAE residence visa but I am not a UAE or GCC national. I want to open an online shop (Etsy or Shopify) to sell handmade items, such as crocheted goods, bookmarks, greeting cards, etc.
Do I need a license to open an Etsy shop?
If so, which license do I need to sell my products online, including UAE and worldwide?
How much would it cost me?
Can I keep my residence visa (sponsored by my father) and not change it?
2025/02/14
119
How can we locate a person with an ongoing legal case? 0
Hello,
I am seeking your legal advice regarding a friend who was previously imprisoned in Abu Dhabi. His case there is now closed, but he has another ongoing case in Dubai.
Currently, we have lost contact with him and are unsure of his whereabouts. How can we check where he is or access any other legal facility?
Are there legal procedures to locate a person with an ongoing case?
What steps should we take to get more information about his status and legal position?
2025/02/11
144

إجابة أخرى من
34 34 إجابات •
عرض الجميعHow long should the work visa take to be issued by authourities? 0
My visa is not yet approved by immigration but I have already signed my offer letter from my new company.
It has been 2 months already without any information on my new visa.
What could be the reason for the delay in my visa? My visa status is active until 9/04/2023.
2023/02/16
156
هل من الممكن الاستقالة بعد سنة واحدة للعودة إلى الوطن؟ 0
مرحبًا،
طاب يومك،
لقد عملت في شركة لمدة عام وشهر واحد وأريد الاستقالة للعودة إلى بلدي.
هل هناك أي عواقب لذلك؟
هل هناك نصيحة من فضلك؟
2022/09/19
220
تخفيض راتب الموظف قبل إنهاء الخدمة 0
مرحبًا نيكول،
تحياتي.
أعمل لدى شركة خاصة في إمارة دبي منذ 13 عامًا بموجب عقد عمل غير محدد المدة. في الآونة الأخيرة، اعتبروا منصبي زائدًا عن حاجة العمل.
في الوقت الحالي أقضي فترة إشعار مدتها ثلاثة أشهر وفقًا لعقد العمل (قضيت بالفعل شهرين، وأنا الآن في الشهر الثالث والأخير).
أجبرني صاحب العمل على الحصول على إجازة مدفوعة الأجر لتعديل فترة الإشعار مقابل رصيد أيام الإجازة. أحتاح إلى توضيح النقاط التالية، من فضلك.
1. يدفع لي صاحب العمل راتبًا كاملاً عن فترة إشعار مدتها ثلاثة أشهر. ومع ذلك، بناءً على القرار الأخير الصادر عن وزارة العمل (فيما يتعلق بموظفي الشركات الخاصة)، هل يحق لصاحب العمل تخفيض راتبي بشكل مؤقت أو دائم في الشهر الأخير من فترة الإشعار؟
2. إذا كانت الإجابة على السؤال الأول نعم، كيف سيؤثر ذلك على مستحقات نهاية الخدمة الخاصة بي مثل مكافأة نهاية الخدمة أو مدفوعات الإجازة؟ هل سيتم إعادة احتساب ذلك على أساس الراتب المُعدل (المخفض)؟
3. هل يحق لي المطالبة بأي مدفوعات لإنهاء الخدمة أو الفصل بسبب الزيادة عن حاجة العمل بخلاف مكافأة نهاية الخدمة ورصيد الإجازات؟
2020/04/06
1085
تحميل الموظف نفقات التوظيف 0
مرحبًا،
هذه المرة الأولى لي هنا في إمارة دبي. يريد صاحب العمل تحميلي كافة النفقات التي تكبدتها أثناء توظيفي؛ مثل نفقات الفحص الطبي واستخراج التأشيرة وتصريح العمل والمال الذي دفعه لوكالة السفر.
ماذا يجب علي أن أفعل؟
2020/03/13
607
الحصول على قيمة شيك مرتجع بعد الاحتيال لشراء سيارة 0
بعت سيارتي وأعطاني المشتري شيكًا. ارتجع الشيك لأن الحساب مغلق. إنه يقوم بهذا الأمر بصورة اعتيادية.
لقد قدمت بالفعل شكوى لدى مركز الشرطة وأنتظر صدور الحكم من المحكمة. ربما لن يحصل إلا على حكم بدفع غرامة.
كيف يمكنني الحصول على أموالي؟
ما هي القضية التي يجب أن أرفعها: قضية مدنية أم قضية احتيال لشراء سيارة؟
ربما ليس لديه أي ممتلكات باسمه. في حالة رفع قضية مدنية ضده فإنه يعرف كيف يتملص من هذه القضية. هذا الشخص مرفوع ضده أكثر من 14 قضية. وخرج مؤخرًا من السجن. مُصدر الشيك مواطن إماراتي.
2020/02/28
626

متميز
إجابة أخرى من
186 186 إجابات •
عرض الجميعI secured a mortgage from the bank and the broker kept delaying until the MOU expired. What to do? 0
Hi,
I need some guidance regarding a property transaction that is not progressing as expected.
My broker initiated a manual Memorandum of Understanding (MOU) between me (the Buyer) and the Seller, with an expiry date of 01/02/2025. Within this period, I successfully arranged the bank mortgage, property evaluation, and NOC.
However, the broker started giving excuses, such as the seller being hospitalized. Later, the broker attempted to arrange a Power of Attorney (POA).
However, after that, they started ignoring my messages and calls. It now seems like they no longer intend to proceed with me, and the MOU has already expired.
Meanwhile, my bank EMI has already started, and I have paid two monthly installments. The broker is still unresponsive. I have raised multiple complaints through DLD RVS against the broker, but the response has been very slow and unsatisfactory.
I’m feeling stuck and financially burdened.
Please advise
2025/04/09
99
What can I do with the contractor I paid to build my house and disappeared before completion? 0
Hey,
I'm building my house in Dubai, and it was going well.
I gave the contractor 420k as a first payment, and we both agreed that the rest would be in installments. Just two months ago, the contractor went off the grid, and I can't find him.
All I have is a security cheque that bounced back when I went to the bank, as the signature doesn't match what's in the file.
However, I learnt that he does have money, but not the amount that's in the cheque.
What should I do now to get my money back?
I need advice.
2025/04/08
100
Transferred within the same UAE group. What happens to my benefits and allowances? 0
Hello,
I was an employee of a major group in the UAE. Now, they have transferred me to another entity within the same group in the UAE.
What happens to the benefits and allowances agreed upon by the first entity?
Please provide the legal details related to this matter, along with the relevant statutory provisions.
2025/03/07
74
How to recover unpaid fees from a client who refuses to pay for online consulting services? 0
Hello,
A client of mine used our consulting services online and is refusing to pay. Despite multiple reminders, she still has not made the payment. What legal action can I take against her?
2025/03/07
82
Juvenile case withdrawn, but the prosecution refuses to drop it. What happens next? 0
Hello,
A juvenile case has been withdrawn by a third party, but the prosecution doesn’t want to end it.
The child is out on bail. Now the case has moved to court.
What steps should be taken next, or how will they handle it?
2025/02/26
55
احصل على عروض أسعار من محامين
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محامين مؤهلين.
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