أسئلة وأجوبة
Expected time before legal proceedings on credit card default
I have not paid my credit card dues for 3 months. Banks are threatening that they would submit the cheque.
If they submit the cheque, will there be any travel ban or other cases?
Dear Questioner,
In case the bank opens a criminal case against you, yes, there will be a travel ban under your name and you cannot travel in or out the UAE.
The bank has also the right to open a civil case against you and request the outstanding amount.
Best regards,
Raluca Gatina
Dear questioner,
As you have defaulted on bank payments, the bank will file a criminal case against you coupled with a travel ban.
Later, banks can file a civil case to recover the money.
Kindly contact us by phone for a detailed discussion or write to us at our email for further assistance.
The first stage of submitting a cheque for dishonour is to present it to the issuer bank. When the cheque bounces, the lending bank will file a criminal case before the police.
If the cheque is issued in Dubai and is valued at less than AED 50000, you will have to pay a fine of AED 2000 for a release from the dishonoured cheque.
The maximum fine payable is AED 10000. However, even if you pay the fine, the lending bank can proceed with filing a civil case and a travel ban which will not allow you to leave the country.
If you will get a criminal case against you, you will be arrested once you will try to exit the country.
We can help you to check if you already have a case or not. If you already have a case, we can help you to clear it.
