Self-help

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UAE

Can companies deduct deportation ticket costs from salary?

Q: Dear Sir/Madam, My brother is getting deported on Monday due to ill health. He worked for the company for two and a half months. Usually, as far as I know, the company should pay for the ticket, but his company is deducting it from his salary. Can you please help me understand these deportation rules?
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UAE

I received a legal notice from my creditor. How can I make a settlement to pay?

Q: I received a legal notice as I owed money to a friend. During corona, and for the last 2 years, I don`t have a stable job, not receiving a salary on time. I told my friend that I cannot commit to that time. However, recently in the last 2 months, I got a job and I explicitly told her to allow me to start next month. I replied to the legal firm confirming I received the notice and also send them proof that I don`t have the capability of paying that on time. I am in the right way of responding to the legal firm and sending all proof of my income. I even have open communication with her. I never blocked her and I have the intention to pay. I should have left the UAE and disappeared. I requested for amicable settlement as they requested to pay back the money (AED 25K) in 5 days, that`s the reason I explained and attached a financial statement to prove that I am not receiving a fixed but a late salary from my previous company. Seeking your advice.
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UAE

How can I negotiate with the bank regarding credit card if I lost my job?

Q: Hi, Please advise the below issue with the bank. I lost my job last 2018, and due to this, I`m not able to pay my monthly dues to the bank. I visited the bank to discuss that I have insurance for my credit card. But the bank denied that insurance and said to me that I should apply for that insurance after my company finishes my work contract. It takes me 3 months before I visit the bank to apply for the insurance. The bank sued me in a civil case. I paid the amount to the police. But the bank still forces me to pay the pending amount. I manage to pay per month since Sept 2019 and until Dec 2022. Again I lost my work last Dec 2022. I`m not able to pay now the monthly dues that the bank required. Kindly help and advise, please.
Questions & Answers
UAE

Does bank insurance cover defaulted debts?

Q: Dear Sir/Madam, I heard that banks have insurance for each personal loan and credit card debt they lend. How does this help my case if I have defaulted and am now going to face legal action?
Questions & Answers
UAE

Dismissal of embezzling partner in civil partnership: What is the process?

Q: Dear Sir/Madam, I am a partner in a civil partnership, holding 33%, while the others hold 33% and 34% respectively. We want to dismiss one of the partners as we have discovered that she has been embezzling accounts, treating staff unfairly, and withholding financial records. What is the process to dismiss this person if she is not willing to resign? Myself and one of the partners with 34% ownership are in agreement about the dismissal of the third partner.
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UAE

What to do when facing a travel ban in Dubai for check execution?

Q: Hi Ms. Wala, I received a notification from the Dubai Court stating that a travel ban has been issued under my name due to a check execution. Could you please let me know what the next step is regarding this matter? Thank you!
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UAE

What happens if you get arrested after receiving an international transfer of funds?

Q: My friend has been arrested by Sharjah CID for funds received from an international transfer which he has no knowledge of how he received. He has been in jail for the past 2 weeks. Even police asked 2 of his office workers to visit and visited their residence and took the laptops and other documents. Then they took hold of passports and other items they collect during the raid of these guys and let them go. What will happen next? How does he proceed? Kindly help us to get some knowledge about this.
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UAE

Can I transit GCC countries if I left the UAE with unpaid loans?

Q: Hi, Due to losing my job and the financial crisis, I left the UAE after 2016 and was having an unpaid credit card and loan. I tried to negotiate with bank to waiver the interest. I strongly believe that the bank might have filed a case. Now I`m travelling to the UK for a new job to clear my debts. Can I transit through any GCC country other than UAE?
Questions & Answers
UAE

Faulty used car purchase and uncooperative seller. What to do?

Q: Dear Sir/Madam, I bought a car from a seller 10 days ago. They texted me on WhatsApp saying that the car was in good condition and didn`t require any work. They only mentioned a minor accident. However, I cannot drive the car now because the number plate was canceled during the vehicle transfer process. When I asked about the vehicle`s slow acceleration, they told me these cars are usually like that. Ten days after the name transfer, I noticed a coolant leak and went to a repair shop. The repair shop informed me of a mix-up between the coolant and the transmission oil. They advised me to take the car to a service center. However, when I went there, they informed me that they had given a quotation of 47,000 AED in December for the same issue but it was not attended to. Due to this issue, I have held the cheque from the bank to the seller and asked them to take the car back. However, they are not taking responsibility and are asking me to release the amount from the bank and get the repairs done from outside.
Questions & Answers
UAE

How to get the property handed over after long delay and bankruptcy of the developer?

Q: The developer failed to deliver the unit as per the SPA and is currently in bankruptcy proceedings. The completion is delayed for many years but the unit should be handed over shortly by the Trustee. Could you please guide us on a strategy for the investors to get compensation for the delay? We appreciate your assistance.
Questions & Answers
UAE

هل هناك تبعات على إجراء عقد عمل صوري مع شركة قائمة بدون استلام راتب؟

س: السلام عليكم ورحمة الله وبركاته، السادة الأعزاء المحترمين، في القانون الإماراتي وعلى الأراضي الإماراتية ما حكم العقد الصوري في هذه الحالة: مقيم عاطل عن العمل أعزب يبرم عقد صوري بمسمى وظيفي مزيف وراتب مرتفع جداً لكي يتمكن من كفالة أهله من الدرجة الأولى والثانية؟ هل يمكن غض الطرف عن هذه الفعلة؟ أم هل ستتم محاسبة هذا الشخص بسبب انتقاله المفاجئ من البطالة إلى الراتب المرتفع؟ وما النتائج المترتبة على اكتشاف العقد الصوري؟ هل سيتم إلغاء كفالة الأهل؟ هل سيتم تغريمهم؟ ترحيلهم؟ وماذا عن الشخص نفسه هل يمكن زجه في السجن؟ لا قدر الله أرجو الحصول على إجابة واضحة وشافية وشكراً لكم جزيل الشكر.
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UAE

The right time to resign for joining another job after receiving a job offer

Q: Dear Sir/Madam, I work for a huge MNC in India and have received a job offer from a Dubai-based company. I need to know at what point in the process I should resign from my current company in India. Should I resign after receiving the offer letter, after signing the contract, or after procuring the work permit? Please advise!
Questions & Answers
UAE

إجراءات زواج مواطن خليجي من أجنبية في الإمارات

س: السلام عليكم، أنا مواطن خليجي وأرغب في الزواج من أجنبية في دبي. ما الإجراءات والمستندات؟ علمًا بأن موقع البوابة الرسمية لدولة الإمارات يوضح أنه يجب فقط على السعودي أو البحريني تقديم خطاب عدم ممانعة للزواج من قبل سفاراتهم. شكرًا!
Questions & Answers
UAE

فسخ عقد الإيجار بسبب التسريح من العمل

س: السلام عليكم، أعمل في شركة بدبي وتم تسريح جميع المؤظفين. أنا مستأجر شقة في دبي، ولكن فقدت وظيفتي ولا يمكنني تحمُّل الإيجار. هل يمكنني فسخ العقد بدون دفع الغرامة المالية؟
Questions & Answers
UAE

How can I appeal a decision of rejecting my employment visa in the security clearance?

Q: Hi I am from the UK with no criminal record. I applied for a job with a company and got accepted. I passed everything and then failed my CID security clearance. Unfortunately, the company has withdrawn the offer. I have no criminal background. Could someone help me appeal this decision?
Questions & Answers
UAE

How can you lift an absconding to get a new visa if the ex-employer refuses?

Q: Hello, My partner left his job in December as they were refusing to pay him his salary and refusing to pay his overstay fines although they told him they were doing so when completing the visa process. As a result, he could no longer afford to go to work while not being paid. Both he and the employer opened a case with the labor. We traveled home for Christmas and while there received a message from labor that complaints on both sides were dropped. We returned to the UAE in January and he started a new job. The new employer applied for a visa but it was denied as the previous employer reported absconding. Just wondering how to get the absconding lifted. We were also due to go on vacation during spring break, so will we be able to travel or not? Thank you