Q: Good day! Please reply ASAP. Actually, I have cheque bounce case recently up to AED 51000 from Duniya Finance but I’m out of the UAE for 1 year due to my family mishap. Now, I want to visit the UAE again to search for a job! What is the procedure now? Will they arrest me or I have to pay a fine? If I pay the fine, will I be free of the claimed amount or I have to pay the amount to the bank after paying the fine?

Q: Good day! I would like to know how can I know if the finance company files a case against me! If I inquire at the nearest police station, is there a possibility that they can detain me if the finance company filed a case against me? I have a loan and a credit card, but unfortunately, I was not able to pay them for almost 11 months now due to financial problem. That's why I want to know if they already filed a case against me and hope you can help me with this matter.

Q: Dear Sir, I have a credit card cheque bounce case of AED 57,000. I've already paid the fine of AED 2020 in the police station but the bank is still calling me a for the payment of AED 57,000. They told me they're filing a civil case against me. Please tell me about the further procedure if they file a civil case, and if there is any travel ban or any other fine on me.

Q: Dear, I would like to ask about my credit card debts with a bank. My cheque was with the Dubai branch and now they are threatening me to present the cheque in Sharjah. So please, let me know what will be the position and how I can be bailed out. Thanks

Q: Dear, I would like to ask about my credit card debts with a bank. My cheque was with the Dubai branch and now they are threatening me to present the cheque in Sharjah. So please, let me know what will be the position. How can I be bailed out? How can it be settled? Thanks

Q: Hello Adv. Anitha, I would like to know what will happen if the credit card security cheque bounces? Will there be arrest & jail terms? The credit card outstanding is AED 22,000.

Q: Hi Madam, I have a credit card which I fully used it and due to delayed salaries for 3 to 4 months I couldn't pay on time. And the bank is threatening me to pay the minimum amount otherwise they will file a legal case against me. I am ready to pay when I get my salaries, and also I have some other financial commitments. Is there any solution to get a reasonable time to settle the payment and to stop charging interest on the amount for this time?

س: حصلت على قرض شخصي وكريدت كارد من مؤسسة للتمويل بإجمالي ٥٠ ألف وتعثرت لفترة والآن يطالبونني بدفع مبلغ ٢٠٠ ألف درهم بالفوائد وكنت أعطيتهم شيك بقيمة ٤٢ ألف وقتها. سؤالي: هل يوجد سند لأمر داخل عقد القرض (الأبليكيشن) الخاص بالشركة التي وقعت معها في البداية؟ أم لا يملكون ضمانًا آخر يُمكِّنهم من مقاضاتي به سوى الشيك الذي أعطيته لهم فقط؟ مع جزيل الشكر!

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.