Q: I would like to ask about my credit card. My cheque was with the Dubai branch. They are threatening me to present the cheque in Sharjah. How I can be bailed out… A: If it is in Sharjah, the chances of getting a jail term are higher. You may bail yourself by keeping your passport…

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Defaulting on credit card payments and the possible penalty

Dear,

I would like to ask about my credit card debts with a bank. My cheque was with the Dubai branch and now they are threatening me to present the cheque in Sharjah.

So please, let me know what will be the position and how I can be bailed out.

Thanks

Rajasree Ravivarma

Al Nassar Advocates & Legal Consultants

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11 Feb 2019, 05:31

Dear Questioner,

You have not specified the cheque amount. In Dubai below 200k, there will be a fine and no jail term.

If it is in Sharjah, the chances of getting a jail term are higher. You may bail yourself by keeping your passport or by submitting anyone else's passport as your guarantor.

Thank you.

Regards,

Rajasree Ravivarma