Q: I have four credit cards; ADCB-2, HSBC-1 and FGB-1 and loan. ADCB credit card and loan I'm paying without any delay, but HSBC & FGB I paid last month after collection dept calls. My question is, next month I'm going on vacation. So will someone stop me at the airport immigration? Again, I want to say that. The beginning of this month, I applied for a top-up loan to close all my credit card outstanding. Today I received a call from ADCB that my application is declined. They are asking for a report from Etihad Credit Bureau. Does it mean they will file a case against me? Please, I need your advice.

Q: I left the UAE in October 2015 and forgot to cancel my credit card. In April 2016, using my login I wrote to the bank to close the card since I had no outstanding amounts at the time of leaving the UAE or requesting the closure, . ADIB didn't cancel the card and levied the annual charge in November 2016. In Sep 2017 I received an email from trust DC stating that they are the legal advisor of ADIB and I owe ADIB AED 1003. At the time of renewal, I didn't have a valid visa and Emirates ID. Now, ADIB is putting the onus on me and asking me to pay. They are not responding to emails and I cant call them as I am in India. Please advise regarding the forward path.

Q: I have four credit cards. ADCB-2 HSBC-1 and FGB-1 and a loan. ADCB credit card and loan, I'm paying without any delay, but HSBC & FGB I paid last month after collection dept. calls. My question is, next month I'm going on a vacation. Will someone stops me at the airport immigration? Please, I need your advice.

Q: I am an investor in Ajman free zone. I have a case in the legal department for a bounced cheque. How can I check the status of my case and how it will be cleared? Right now I am in Pakistan. Thanks Mohyuddin

Q: Hi, A finance company had filed a police case against me. I have settled my credit at the police station and paid the fines. Do I still need to repay the credit card? And how will I know if I still have a police case?

With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.