How can I clear my loan and access funds if my account is frozen upon resignation?

You can authorize someone here in the country on your behalf to complete all procedures.

If you have any other inquiries, contact us on phone number [------------].

You can contact the bank to arrange for settling your remaining loan after leaving the UAE. Since your final gratuity is higher than the loan, you can coordinate with the bank to pay off the amount through a transfer from outside the UAE.

If you face any issues with receiving your remaining funds, we can assist you with that.

For a more detailed response, feel free to contact us on WhatsApp and provide more information. Our office specializes in these matters.

There are several procedures involved in this situation. It's possible to clear your remaining loan and get your remaining money even if you are outside the country.

Provide specific instructions to the bank regarding the loan settlement and the transfer of the remaining balance to your overseas account.

It will be better if someone could represent you with the bank. We will undertake the procedures as well.

Kindly share your WhatsApp number to discuss further.

Dear Client,

Thanks for your question! I hope you are doing well. I will assist you in this matter.

Notify your bank of your resignation and request that your final gratuity be used to settle your remaining loan directly.

After the loan is cleared, ask the bank to release any remaining funds from your account, which may require documentation if you're outside the UAE.

If you face any challenges, consult with us to understand your rights and options for accessing your funds.

For any further legal assistance, you can WhatsApp us. We have an extensive team of knowledgeable and experienced lawyers to provide the legal assistance you need.

We will be happy to help you.

Thanks & Regards,

ABDUL WAHIED

Hello,

When you resign and the company processes your final settlement (including your gratuity), the bank where you hold your salary account may freeze your account until they receive the outstanding loan amount.

This is a common practice, especially if there is a loan or credit facility associated with the account. If your final gratuity is sufficient to cover the loan, the bank may automatically use that amount to pay off the loan.

After the loan is cleared, the bank may release any remaining balance to you.