Questions & Answers
Questions & Answers
6 available 6 • View allThere is no need to pay the balance amount of a loan after 7 years. Is that right?

1
Q: Greetings!
I would like to ask for legal advice.
I started to take a loan in 2015 for 4 years, but during that period, I contacted the bank to make a restructuring. I continue paying to this date.
Next year will be the 8th year. Is there a law that says after 7 years, no need to pay the balance amount?
Am I still bound for a fine?
Will my bank loan not appear in the credit bureau?
Can I make a loan again after 7 years?
Thank you!


Dec 4, 2022
340
Settling a bank loan case to travel outside the country

4
Q: Hello good Sir and Ma'am,
We have a police case and a travel ban. Is there any way to lift the travel ban so we can travel home and return back with my family?
What is the best possible way/solution ease at least?
I also want a loan from the main bank for the same bank put a low credit score for us to get money. We are in a tight position to settle.
Like it's forcing us to loan on loanshark banks with high interest.
Please help.
Thanks


Mar 6, 2020
695
Seeking solution for improving credit rating and get a loan
0
Q: Hi
I am looking for a personal loan. My outstanding is AED 67000.
I tried the banks but they rejected my application telling me my credit score is very low for the last 6 months. I am paying regularly but the score is the same now. I want to make one EMI. Please tell me what to do.
Credit card 1: AED 46,000 (a monthly payment of AED 1400). Credit card 2: AED 19,000 (a monthly payment of AED 2,300). Credit card 3: AED 12,000 (a monthly payment of AED 900). Total owed: AED 67,000.

May 27, 2019
326
How can I avoid a cheque case and travel ban by the flat owner who failed to fulfill his obligations?




0
Q: Hello Ma’am/Sir
Have a good day!
What will I do if someone is blackmailing me because my cheques are with him for last year?
I gave them to him because he said he would transfer the flat under my name. I gave him money also then after 3 months, he told me the flat could not be renewed.
I can’t take the money that I gave to him, and that’s why I’m not paying his bills now. He is harassing me to pay his bills or else he will use my cheques.
Please help me with what I will do. I will travel in March 2025 but I don’t know if they will allow me to go to my country.
I hope anyone can help me with this.
Thanks





+1
Feb 7, 2025
88
Does a cheque bounce effect my AECB score ? Is there a policy for this?




0
Q: Does a cheque bounce affect my AECB score?
Is there a policy for this?





Mar 20, 2025
163
I give a cheque to someone who took cash from me then encashed my cheque. How can I get my money back

0
Q: Hi Sir,
I give a company cheque to someone. He took cash from me and then encashed my cheque.
How can I get my money back from him?
Please reply.
Regards.


Apr 11, 2025
95
Legal blog
3 available 3 • View allBounced Cheques in the UAE: What You Need to Know in 2024 292
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
223613
Failing to Honour Bounced Cheques in Loans and Other Transactions 8
An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Jan 15, 2020
7144
Laws and Procedures Related to the Dishonoring of Cheques 7
As the civil and commercial transactions in the UAE have been growing rapidly, and due to replacing cash with other financial instruments such as cheques for big amounts of money, this had caused some hiccups at times leading to criminal and civil consequences on the person who defaults on fulfilling obligations.
Feb 24, 2020
3101
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148635

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Other answers by
What to do if our landlord keeps ignoring maintenance requests despite a clear contract? 0
Dear All,
We have a question related to private rental law in Dubai. We have been living in the same house (rented) for the last four years.
During those years, we have had to battle our landlord for maintenance at large. Our contract states that ALL maintenance is on his account (no deductible).
We have a lot of small maintenance issues, such as kitchen cabinets that are coming loose, a sewage smell in the house, and a toilet upstairs that still doesn't work after four years (despite attempted maintenance).
How can we deal with him and get him to honor the contract and resolve all of our issues so we can use the house properly? What legal steps can we take?
We have informed him plenty of times over the four years about the problems, but he seems to "ghost" us and does not reply very often.
We have issued him a warning to get things fixed by the end of this month (via WhatsApp), but he doesn't seem to mind.
Hope you can help with advice and maybe RERA down the line.
May 22, 2025
19
Can a friend be held liable for sharing my private medical information without my consent? 0
Hello,
I have found out that a friend divulged sensitive and private medical information to others without my consent.
Is this against the law?
May 22, 2025
13
After evicting a tenant for renovation, can the landlord rent the property to another tenant? 0
Hello,
If the tenant is evicted due to renovation, once the renovation is done, can the landlord rent the property to a new tenant, or does the landlord have to wait for 2 years?
May 22, 2025
24
Can I travel outside the UAE if I have a complaint for breach of trust by embezzlement? 0
Hello,
I have a complaint registered against me. The crime description is "breach of trust by embezzlement."
Can I travel outside the UAE? I don't have any travel ban against me.
May 22, 2025
17
How can I avoid salary account seizure if Dubai Courts have ordered my assets to be frozen? 0
Hello,
Dubai Courts have sent a circular to freeze my assets in a cheque execution case dating back to 2023.
An installment plan was in place, but I missed payments.
The outstanding amount is AED 26,000. How can I avoid seizure of my salary bank account?
Thank you!
May 22, 2025
14

Other answers by
I purchased a rented apartment in Abu Dhabi. Can I evict the tenant immediately if there is no Tawtheeq contact? 0
I recently purchased a rented apartment in Abu Dhabi and agreed to honor the existing lease. After the transfer, I discovered that the lease is not a Tawtheeq contract, meaning it is not officially registered.
Since I am not receiving rent (as it was a non-refundable arrangement with the seller), I prefer not to issue a new Tawtheeq. I also want to avoid a formal notice to vacate to prevent disputes, as I plan to move in.
However, I have already informed the tenant that I will not be renewing the lease. I need legal advice on the implications of proceeding without a Tawtheeq contract.
What are my risks, especially if the tenant refuses to move out?
What legal actions, if any, can the tenant take in this situation?
Mar 25, 2025
102
What to do if you get terminated and denied gratuity for a minor mistake? 0
My brother has been working for a company for 11 years. In the last 3 weeks, he had an incident/accident and scratched a plane since he only had 1 person to assist him as the company was not hiring enough people.
Senior staff like him are working more to train inexperienced new hires which adds to their workload working almost 12 hours/day including travel to DWC.
The pilot said it was aesthetic and could be painted over but a police investigation ensued. Last week 3 managers and HR talked him down as the investigation concluded.
He was terminated immediately with only this month's pay and his 11-year gratuity will not be given by the company. It was not gross negligence or malicious intent, he just didn’t have enough people to help him.
He owned up to the mistake and reported the incident within 24 hours. Can he fight for the gratuity?
Jan 13, 2025
135
How can a person under a deportation grant a POA to a trusted person for managing his assets? 1
A person currently under a deportation order wishes to appoint a trusted person with Power of Attorney (POA) to manage their financial and legal matters, including access to their bank account and other obligations.
What is the process for obtaining and registering a POA in this situation?
Can it be done while they are still in custody, and what steps should they follow to ensure?
Please help.
Jan 14, 2025
137
Will the court unfreeze my account automatically after alimony payment? 1
Dear Sir/Madam,
The Dubai Court has frozen my bank account because I was late on an alimony payment. The money was automatically deducted from my salary this month.
Will the court automatically unfreeze the account once this is done, or will I need to petition the court to issue an order to unfreeze it?
Jan 7, 2025
135
What is the process of renewing the visa while a criminal case is still ongoing? 0
What is the process of renewing the visa while a criminal case is still ongoing?
I got first instance court judgment in my favor and was declared innocent, however, the prosecution filed the appeal.
My residence visa is due for renewal next week. Can I process my renewal or it is blocked till the time this case is over?
Jan 10, 2025
378

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After acquittals by the first instance and appeals courts, can the case still go to the Court of Cassation? 0
Hello,
This is regarding an enquiry about a case where we were acquitted by the first instance court, that is, the trial court.
The prosecution appealed the judgment, and we also received an acquittal verdict from the misdemeanour appeal court.
I know there are still 30 days, but what are the chances it can be appealed to the Court of Cassation?
May 22, 2025
40
What to do if our landlord keeps ignoring maintenance requests despite a clear contract? 0
Dear All,
We have a question related to private rental law in Dubai. We have been living in the same house (rented) for the last four years.
During those years, we have had to battle our landlord for maintenance at large. Our contract states that ALL maintenance is on his account (no deductible).
We have a lot of small maintenance issues, such as kitchen cabinets that are coming loose, a sewage smell in the house, and a toilet upstairs that still doesn't work after four years (despite attempted maintenance).
How can we deal with him and get him to honor the contract and resolve all of our issues so we can use the house properly? What legal steps can we take?
We have informed him plenty of times over the four years about the problems, but he seems to "ghost" us and does not reply very often.
We have issued him a warning to get things fixed by the end of this month (via WhatsApp), but he doesn't seem to mind.
Hope you can help with advice and maybe RERA down the line.
May 22, 2025
19
Can a friend be held liable for sharing my private medical information without my consent? 0
Hello,
I have found out that a friend divulged sensitive and private medical information to others without my consent.
Is this against the law?
May 22, 2025
13
My RDC case says, "Enquire about shares and bonds." How can I request an installment payment? 0
Hello,
My RDC case says "enquire about shares and bonds," which I assume means freezing my bank accounts.
How can I approach this and request them for an instalment or initial payment?
May 22, 2025
13
After evicting a tenant for renovation, can the landlord rent the property to another tenant? 0
Hello,
If the tenant is evicted due to renovation, once the renovation is done, can the landlord rent the property to a new tenant, or does the landlord have to wait for 2 years?
May 22, 2025
24

Premium
Other answers by
Can a friend be held liable for sharing my private medical information without my consent? 0
Hello,
I have found out that a friend divulged sensitive and private medical information to others without my consent.
Is this against the law?
May 22, 2025
13
My RDC case says, "Enquire about shares and bonds." How can I request an installment payment? 0
Hello,
My RDC case says "enquire about shares and bonds," which I assume means freezing my bank accounts.
How can I approach this and request them for an instalment or initial payment?
May 22, 2025
13
After evicting the tenant for personal use and gifting the property to my son, can he rent it out? 0
Hello,
I had evicted the tenant by giving 1-year notice with the reason being for personal use.
After 1 year, the tenant vacated the apartment. I gifted this property to my son, who is 18 years old.
Can my son rent out this property?
May 21, 2025
16
What is the responsibility of the employee in case of leaving before the end of the notice period? 0
What is the responsibility of the employee?
The employment contract is set to conclude on 31st May 2025. The employee initiated discussions regarding a salary increment approximately 30 days prior, during which the management engaged in meetings with the employee but ultimately decided to maintain the current salary.
The employee subsequently chose not to renew or continue the employment, this decision having been finalized in a meeting held on 20th May 2025.
How does the notice period apply in this context?
Specifically:
1) Would the grace period (30 days after the contract/visa ends) be considered as fulfilling the notice period requirement?
2) Is the employee entitled to request a different salary during this grace or notice period?
May 21, 2025
32
How many days does it take to be deported from the UAE? 0
Hello,
Sir, how many days will it take for an Indian to be deported from the UAE?
May 21, 2025
39

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Other answers by
Is it possible to get out of jail on the same day the case is withdrawn? 0
Hello,
My husband is in jail and the case is still under investigation, but the complainant wants to settle and withdraw the case.
Is it possible for my husband to get out of jail on the same day the case is withdrawn?
May 22, 2025
23
Can I travel outside the UAE if I have a complaint for breach of trust by embezzlement? 0
Hello,
I have a complaint registered against me. The crime description is "breach of trust by embezzlement."
Can I travel outside the UAE? I don't have any travel ban against me.
May 22, 2025
17
If acquitted by the appeal court, is the travel ban and wanted status automatically removed? 0
Hello,
If acquitted by the appeal court, is the travel ban and wanted status automatically removed? I mean, an innocent verdict was issued by the first instance court, then it was appealed, and after that, the travel ban was there.
Now, the appeal court has issued an acquittal from all charges; so is the travel ban still there, or is it automatically removed after the judgment is issued?
May 21, 2025
6
Are weekends before and after leave excluded from the annual leave balance? 0
Hello,
According to UAE labor law, is it correct that weekends before the start date and after the end date of annual leave are not counted?
Example: if the leave is applied from Monday to Friday, how many days should be deducted from the annual leave balance?
May 21, 2025
13
What is the responsibility of the employee in case of leaving before the end of the notice period? 0
What is the responsibility of the employee?
The employment contract is set to conclude on 31st May 2025. The employee initiated discussions regarding a salary increment approximately 30 days prior, during which the management engaged in meetings with the employee but ultimately decided to maintain the current salary.
The employee subsequently chose not to renew or continue the employment, this decision having been finalized in a meeting held on 20th May 2025.
How does the notice period apply in this context?
Specifically:
1) Would the grace period (30 days after the contract/visa ends) be considered as fulfilling the notice period requirement?
2) Is the employee entitled to request a different salary during this grace or notice period?
May 21, 2025
32

Premium
Other answers by
After acquittals by the first instance and appeals courts, can the case still go to the Court of Cassation? 0
Hello,
This is regarding an enquiry about a case where we were acquitted by the first instance court, that is, the trial court.
The prosecution appealed the judgment, and we also received an acquittal verdict from the misdemeanour appeal court.
I know there are still 30 days, but what are the chances it can be appealed to the Court of Cassation?
May 22, 2025
40
What to do if our landlord keeps ignoring maintenance requests despite a clear contract? 0
Dear All,
We have a question related to private rental law in Dubai. We have been living in the same house (rented) for the last four years.
During those years, we have had to battle our landlord for maintenance at large. Our contract states that ALL maintenance is on his account (no deductible).
We have a lot of small maintenance issues, such as kitchen cabinets that are coming loose, a sewage smell in the house, and a toilet upstairs that still doesn't work after four years (despite attempted maintenance).
How can we deal with him and get him to honor the contract and resolve all of our issues so we can use the house properly? What legal steps can we take?
We have informed him plenty of times over the four years about the problems, but he seems to "ghost" us and does not reply very often.
We have issued him a warning to get things fixed by the end of this month (via WhatsApp), but he doesn't seem to mind.
Hope you can help with advice and maybe RERA down the line.
May 22, 2025
19
My RDC case says, "Enquire about shares and bonds." How can I request an installment payment? 0
Hello,
My RDC case says "enquire about shares and bonds," which I assume means freezing my bank accounts.
How can I approach this and request them for an instalment or initial payment?
May 22, 2025
13
After evicting a tenant for renovation, can the landlord rent the property to another tenant? 0
Hello,
If the tenant is evicted due to renovation, once the renovation is done, can the landlord rent the property to a new tenant, or does the landlord have to wait for 2 years?
May 22, 2025
24
After evicting the tenant for personal use and gifting the property to my son, can he rent it out? 0
Hello,
I had evicted the tenant by giving 1-year notice with the reason being for personal use.
After 1 year, the tenant vacated the apartment. I gifted this property to my son, who is 18 years old.
Can my son rent out this property?
May 21, 2025
16

Premium
Other answers by
My lawyer overcharged me for registering my labour case. What should I do? 0
Hello,
My lawyer has charged me more than the actual amount for registering my labour case.
What should I do?
May 13, 2025
30
After evicting a tenant for renovation, can the landlord rent the property to another tenant? 0
Hello,
If the tenant is evicted due to renovation, once the renovation is done, can the landlord rent the property to a new tenant, or does the landlord have to wait for 2 years?
May 22, 2025
24
If the Public Prosecution appeals a not-guilty verdict with no new evidence, will it stay the same? 0
Hi Sir,
My husband had a judgment where he was found not guilty, as the misdemeanor court stated that it doubts the charges against the accused and found no conclusive evidence except the statements in the report files.
The court considered this invalid because there was no translator. After this, if the Public Prosecution appeals, will the verdict remain unchanged and be upheld if there is nothing more than this
Can you shed some light from your experience on this issue and say if the result will remain the same?
May 20, 2025
29
What can I do if a contractor failed to deliver a paid renovation project? 0
Hello,
I paid a contractor (via bank transfers) to deliver a project (1BHK renovation – full), and they did not.
What action can I take against them in Dubai?
May 19, 2025
33
كيف يمكنني الاستعلام عن قضية إبعاد أمني ومحاولة العودة إلى الإمارات؟ 0
السلام عليكم،
أود الاستفسار بشأن قضية إبعاد زوج خالتي من دولة الإمارات العربية المتحدة. زوج خالتي كان مقيماً في الإمارات وكان قد وُلد وترعرع هناك.
في عام 2013 تم إبعاده من الإمارات، وكان ذلك نتيجة لسياسات حكومية كانت تستهدف مجموعة من المقيمين في تلك الفترة، وهو لم يكن قد ارتكب أي مخالفة في ذلك الوقت وكان يُعتبر ضحية للسياسات المتبعة.
أرغب في معرفة الإجراءات التي يجب أن أتبعها حالياً من أجل رفع هذا الإبعاد وتمكينه من العودة إلى الإمارات.
أرجو أن توضح لي كيف يمكنني مساعدته في هذا الموضوع.
شكراً جزيلاً.
May 1, 2025
33

Premium
Other answers by
My lawyer overcharged me for registering my labour case. What should I do? 0
Hello,
My lawyer has charged me more than the actual amount for registering my labour case.
What should I do?
May 13, 2025
30
My RDC case says, "Enquire about shares and bonds." How can I request an installment payment? 0
Hello,
My RDC case says "enquire about shares and bonds," which I assume means freezing my bank accounts.
How can I approach this and request them for an instalment or initial payment?
May 22, 2025
13
Is it possible to get out of jail on the same day the case is withdrawn? 0
Hello,
My husband is in jail and the case is still under investigation, but the complainant wants to settle and withdraw the case.
Is it possible for my husband to get out of jail on the same day the case is withdrawn?
May 22, 2025
23
Can my landlord evict me if he is selling the property to someone else? 0
Hello,
Can my landlord evict me if he is selling the property to someone else?
I am currently running a restaurant from the location.
May 14, 2025
25
Can I appeal a deportation in the UAE if I was unknowingly involved in a crypto scam? 0
Hello,
Please, I need help. I had a case where someone sent money to my account. I was selling USDT, but another person used me, scammed the person, and sent money to my account.
I sent the USDT. I didn't know the person who sent the money to my account, so I gave him the USDT. Later, I was arrested for scam and using cryptocurrency without a license.
The judgment came out: to pay 900 AED, 1 month imprisonment, and deportation. Please, can I appeal not to be deported?
May 20, 2025
37
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