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How can we prove that a cheque given to a bank for a credit card is a security cheque?

Hello,

How can we prove that a cheque given to a bank for a credit card is a security cheque?

Is it true that a security cheque cannot be used for filing an execution case?

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Midas Legal Consultants
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25 Mar 2024, 11:14

According to UAE law, a security cheque is a cheque that is given as a guarantee or security for a debt or obligation. It is not intended to be cashed but rather held as a form of security.

In order to prove that a cheque given to a bank for a credit card is a security cheque, you will need to provide evidence that the cheque was given as a guarantee or security for the credit card debt.

It is true that security cheques cannot be used for filing an execution case. This is because the purpose of a security cheque is to act as a guarantee for a debt, not as a means of payment.

If the cheque is used for filing an execution case, it would be considered a form of payment and would defeat the purpose of it being a security cheque.

If you are facing a situation where a security cheque has been used for filing an execution case, you should seek legal advice.

We can certainly help you in this matter. You can reach us by phone for more information.

25 Mar 2024, 11:30

Thank you for your response,

How can it be proven that it's a security cheque?

I was made to sign a blank cheque at the time of getting a credit card.

25 Mar 2024, 11:52

You can reach us by phone for more information.

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KHE Legal Consultancy
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25 Mar 2024, 11:20

Dear questioner

The security cheques can be used for filing execution cases, however, the very same can be quashed if the party is willing to pay or has paid already half or more than half of the amount.

Security cheques are not considered for encashing. If you need our assistance in quashing your case and reducing the amount, please share your Whatsapp number.

25 Mar 2024, 13:56

Please share your number/email so that I can contact you to discuss further.

26 Mar 2024, 04:40

Please WhatsApp this number [------].

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Nasser Yousuf AlKhamis Advocates & Legal Consultants
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25 Mar 2024, 13:02

Yes, security cheques cannot be used for filing cases provided it's proved that you are paying the installments on time as agreed.

We need to discuss this matter in detail to advise you properly. Please contact us on phone for detailed discussion and assistance.

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Middle East Legal Consultants
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25 Mar 2024, 17:32

Dear client

This will be used for filing disputes and submitting supporting documents and may request an expert to prove that.

We can handle your issue just contact us on the phone.

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Jassim Ali Al Haddad Lawyers and Legal Consultants
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26 Mar 2024, 06:58

You can prove that the check is a guarantee check by all legal methods of proof.

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Shamsa Albedwawi Advocates & Legal Consultants
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26 Mar 2024, 08:25

Hi,

To prove that a cheque given to a bank for a credit card is a security cheque, you would need to provide evidence that the cheque was intended as a guarantee or security for the credit card debt.

This could include documentation or correspondence indicating the purpose of the cheque when it was issued.

Regarding the use of a security cheque for filing an execution case, it is generally true that a security cheque, which is not intended to be cashed but held as a form of security, cannot be used for filing an execution case. However, this depends on a case-to-case basis.

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