Chequebook missing. How to safeguard against unauthorized withdrawals?

Dear Questioner,

According to UAE law, it is the responsibility of the account holder to keep their chequebook safe and secure.

If the chequebook is lost or stolen, the account holder should immediately inform the bank and request a stop payment on the cheques.

This can be done by visiting the bank or through online banking. The account holder should also file a police report and provide a copy to the bank as proof of the lost or stolen chequebook.

In case any of the signed cheques are used fraudulently, the account holder should inform the bank and provide them with a copy of the police report.

The bank will then investigate the matter and may require the account holder to provide additional information or documents to support their claim.

It is important to note that the account holder may be held liable for any fraudulent use of the cheques if they have not taken the necessary precautions to keep the chequebook safe.

Therefore, it is advisable to keep the chequebook in a secure place and not to sign any blank cheques.

In order to protect yourself and your bank account, it is recommended to regularly check your bank statements and report any unauthorized transactions to the bank immediately.

It is also advisable to keep a record of the cheques issued and their respective amounts to avoid any discrepancies.

Dear Questioner,

Immediate Action:

- Contact Your Bank:

This is the most critical step. Call your bank's customer service number immediately.

- Report Missing Checkbook:

Clearly inform the bank representative that your checkbook containing signed checks is missing.

- Request Stop Payment:

Ask the bank to put a stop payment order on all the checks from your missing checkbook. This prevents anyone from cashing them, even if found.

For further inquiries about your topic, you can reach our office or contact us on WhatsApp or via email.

Dear Client,

Thanks for your question! I hope you are doing well. I will assist you in this matter.

Promptly report the missing chequebook to your bank to prevent unauthorized withdrawals. Request to freeze or cancel the cheques associated with the missing book and consider filing a police report for added security. Monitor your bank account closely for any suspicious activity.

For any further legal assistance, you can WhatsApp us. We have an extensive team of knowledgeable and experienced lawyers to provide the legal assistance you need.

We will be happy to help you.

Thanks and Regards

ABDUL WAHIED

Dear Questioner,

Call your bank's customer service number as soon as possible. Report the missing checkbook, provide the cheque numbers if possible, and request a stop payment on all the checks.

Explain the situation and provide the number of signed checks.

If you need further clarification, please share your WhatsApp number.

Good day,

You need to open a complaint at the police station, reach out to the bank, and inform them about the situation.

Dear Questioner,

You need to raise a complaint at the nearest (to location) police station and report on the lost chequebook and then submit the report to the bank.

Thank you!