الآثار المترتبة على التخلف عن سداد قرض بنكي وبطاقة الائتمان

Dear Questioner,

With reference to your inquiry, kindly be informed that as per the given info, you do need to liaise with the bank itself.

The bank has the full right to initiate the necessary legal proceedings against you, both criminally & civilly.

Thus, you need to contact the bank in order to get that issue sorted out with them.

It is all subject to negotiations between both of you, and they have the right whether to accept your settlement terms, amend it, or even reject it.

Best of luck.

Kind regards,

Sherif M. ElKhatib