Questions & Answers
The credit card people are contacting me after 3 years of non-payment. What can I do?
Hi,
The credit card people are contacting me after 3 years.
They said it's a call from a lawyer's office and the guy writes provocative messages on Whatsapp to show that I am not willing to cooperate.
How long is the security cheque valid for?
Can they contact my employer?
The thing is I was paying until I found out that it was not added to the amount but considered as fines and fees!
Then I lost my job, left the country for 2 yrs, and came back. The amount they claim is 9k.
Thank you.
Under UAE law, a security cheque is valid for three years from the date of issue.
After this period, the cheque is no longer valid and cannot be cashed. The creditor may contact your employer to collect the debt.
However, they must first obtain an order from the court in the UAE.
If you have any further questions or concerns, it is best to consult a lawyer in the UAE who is familiar with the laws and regulations in the country.
They can sue you if there is unsettled credit card.
Better contact them and negotiate about the payment, otherwise, this can be a legal issue in future.
If you want further clarification we will arrange a legal consultation session for a charge of 28$.
Share your Whatsapp number if you want to go with the services.
Dear Client,
Thanks for your question, I hope you are doing well. I will definitely assist you in this matter.
In the UAE, the validity of a security cheque depends on your credit card agreement's terms. Credit card companies can contact you for debt collection, but direct contact with your employer is uncommon.
If you have concerns about the amount claimed or debt collection practices, consult with us to protect your rights and address the situation.
For any further legal assistance, you can WhatsApp us. We have an extensive team of knowledgeable and experienced lawyers to provide the legal assistance you need.
We will definitely be happy to help you.
Thanks & Regards
ABDUL WAHIED
