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سيارة موروثة لا تزال قيد القرض: كيف أبيعها؟

عزيزي السائل،

توفيت حماتي عام ٢٠٢١. كانت تملك سيارة، ظننا أنها سُدّدت بالكامل. لم نلمسها منذ ذلك الحين.

نخطط الآن لبيع السيارة في عام ٢٠٢٣. ولكن عندما حاولنا نقل ملكية السيارة إلى المالك الجديد، اكتشفنا أن السيارة لا تزال قيد قرض لدى البنك.

ما العمل؟ ماذا سيحدث؟ هل نحتاج إلى الحصول على براءة ذمة من البنك، أم سيستعيد البنك السيارة؟

أرجو الإفادة!

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Dar Al Haqooq Legal Consultancy
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17 Sep 2023, 15:27

Dear Client,

Thanks for your question! I hope you are doing well. I will definitely assist you in this matter.

If your late mother-in-law's car has an outstanding loan, first contact the bank to determine the remaining balance and settle it.

Pay off the loan, including any fees, to obtain a clearance letter or NOC (No Objection Certificate) from the bank.

With the NOC, you can proceed with the car's sale and ownership transfer, ensuring legal compliance.

Failing to clear the loan may lead to difficulties in selling or transferring the car's ownership.

For any further legal assistance, you can WhatsApp us. We have an extensive team of knowledgeable and experienced lawyers to provide the legal assistance you need.

We will definitely be happy to help you.

Thanks & Regards,

ABDUL WAHIED

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KHE Legal Consultancy
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18 Sep 2023, 13:50

Dear Questioner,

If you want to have that car, you may pay the loan by negotiating with the bank, or if you want to hand it over, it's up to you.

18 Sep 2023, 13:51

Since the actual borrower has passed away, the loan can be reduced to some extent.

You may contact the bank for further proceedings.

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