Questions & Answers
Questions & Answers
9 available 9 • View allSettlement of a bank loan and lifting travel ban and cases
8
Q: I have a police case for a bounced cheque last year March 17. It was against a loan which I drew but later I changed my job.
I left the UAE and came back, but before I can do something the bank felt insecurity and immediately they submitted my security cheque to the police station and put a case on me.
The same day, I paid the fine and came out. Later, I joined a new company and provided the necessary documents and new security cheque.
My account was then regularised (After resigning from the previous company my account was frozen) and since then everything is fine. Now, I want to settle my loan in full. I already mobilised funds needed.
I want to know asap if I settle the loan in full, how the travel ban or police case will be removed? Will the bank do everything and give me a clearance letter?

Apr 19, 2018
8668
Arrest in a bounced cheque case filed by the bank after settlement
0
Q: Last October 2017, my security cheque for my personal loan bounced because I was two months delayed.
When I found out that my cheque bounced, I coordinated with the bank, and they advised me that I need to submit a new cheque and new salary transfer certificate to them and they won't file a case.
I submitted the required documents and paid some amount as well. Last February 21, 2018, I was planning to go to Georgia for vacation and I was arrested due to a case filed by the bank.
I was surprised because I knew that they will not file a case and no one from the bank informed me that I have a case.
The case was filed last November 12, 2017, and I even had communication with the bank for loan re-structuring and during that time they didn't even tell me that I have a case.
I paid AED 10k fine for the case. I was really disappointed by the bank gesture. Why would I go to Georgia if I know that I have a case? I almost spent 5 days in jail.
Please let me know your advice.
Thank you very much.

Mar 8, 2018
2270
Settlement of bank loan and bounced cheque cases
0
Q: I have some cases pending against me for a bank loan and a bounced cheque in 2010, 2011 & 2012 respectively.
I have the case numbers but wanted to clarify the costs and time frames associated with getting these paid and my name cleared from the judicial and CID system?

Jul 9, 2018
460
Checking status for travel ban or blacklist in the UAE

48
Q: Hi
I had credit card debt in Dubai in 2004. Now I need to travel to Dubai on a work basis. Can you check if I have a travel ban?
I do not have my residence visa copy, however, I have my old passport details. I do not have my Emirates ID copy also.
Will you be able to find out with the passport copy?


Feb 11, 2019
19242
Requirements to check whether a case is filed against an ex-pat for credit card loans
1
Q: Hello,
I am writing to your criminal case services. I was living and working in Dubai between 2013-2017.
Unfortunately, I’ve incurred some debts which I wasn’t able to repay in full due to loss of employment.
Debts: Credit Cards Loans.
I would like to use your services in order to check if any cases have been open against me in the UAE. Could you please provide your fees and which documents you may need from me?
Looking forward to hearing from you.
Best regards,

Mar 10, 2021
427
بلاغ من البنك ضد العميل بعد الاتفاق على إعادة الجدولة ودفع المستحق
0
س: ما الإجراء الممكن اتخاذه إذا تقدم البنك ببلاغ ضد العميل بعد موافقة البنك وإتمام إعادة الجدولة وبعد تحويل الراتب ودفع القسط المتفق عليه فى ميعاده؟

Oct 13, 2021
125
How to confirm that a loan case is closed


6
Q: Hi,
I got a case registered last May 2021 because of a loan from a financial institution. I just recently found out that I have a case because my mobile number registered on my EID is wrong.
I came to the police station to settle it. I did not pay any fine but the police asked me to come back after 2 weeks. I've checked my case status on the Dubai police app and my case was removed.
I am just wondering why the officer told me to come back?
My loan is less than 30k.
Am I going to pay the fine even though they removed the case on the app already?



Apr 28, 2022
883
Returning to the UAE while there was unpaid loan in 2010



2
Q: Hi!
I have a brother who has an unpaid loan way back in 2010. Now he wants to return here to the UAE.
How can we settle it knowing that the bank had merged with another bank? And how can we check if there is still a case filed under his name?
Thanks in advance!




Sep 12, 2022
351
I have a travel ban for a financial case at the police. Should I go to police to get more info?

1
Q: Hello.
I have a travel ban in the UAE, and my lawyer has informed me that I have a financial case.
However, obtaining all the details is currently challenging as my case is still at the police station, and we must wait for a few more weeks until it's transferred to the prosecutor's office.
I'm confused about not getting my case details and the need to wait.
Should I visit the police station myself?


Oct 27, 2023
256
Legal blog
1 available 1 • View allUAE Travel Ban: What You Need to Know 164
The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.
May 6, 2024
136651
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47957
Federal Decree-Law No. (31) of 2021 Promulgating the Crimes and Penalties Law 0
The provisions of this Federal Decree-Law No. (31) of 2021 Promulgating the Crimes and Penalties Law, known as the "New UAE Penal Code", governs criminal actions in the United Arab Emirates. The New Penal Code repeals the previous UAE Penal Code (Federal Law No. (3) of 1987 Promulgating the Penal Code).
Sep 20, 2021
510

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My Dubai tenant's rental agreement is ending by the end of September 2024 and the completion of 12 months of legally served Eviction Notice is the end of December 2024.
I have two questions:
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How can I reach a settlement with the bank for a mortgage of a jointly owned property? 0
I have a jointly owned property in Abu Dhabi. The mortgage was defaulted on as I had to leave the property with my children following an assault by my ex-husband. He left the country in 2018 and never paid the mortgage.
As I was in the country, the bank filed a criminal case against me, and I was sentenced to 3 years. I won the appeal against the bank and then filed another criminal case a few months later in Dubai. Again, I won and paid a fine.
In 2019, the bank started a civil case against me and my ex-husband to have the property repossessed. However, at the time of the purchase of the property, there were no Title Deeds, the bank requires this.
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The procedures for filing for divorce on mutual consent 6
Dear sir/madam,
I am separated from my wife due to compatibility reasons. We got married in the Indian consulate in Dubai on December, 23rd.
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716
My previous employer failed to pay my gratuity. Can I file a case 6 months after resignation? 4
My previous employer failed to pay my gratuity six months past now since I resigned, Is it possible to file a case against him after a 6 months period?
May 31, 2022
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Can a real estate agency hold a percentage of a property sale until transfer is done? 0
A real estate agency has signed an MOU stating that a 10% security deposit from the buyer and the seller will be kept in the real estate agency and will be released upon transferring the property.
The transfer of the property was blocked due to the court order.
According to my colleagues, the real estate agency is not a trustee and they are not allowed to have taken my security check in the first place, is this correct?
Jun 28, 2021
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The maximum notice period employers can put in the contract as per the new labor law 0
Our internal contract has a notice period of 3 months from both parties. In the new labor implementation, only one month's notice is required for less than 5 years of service.
Please advise if we can follow our internal contract since the position is very curtailed and the organization will not be able to replace the position within one month.
Sep 8, 2022
385
Annual leave salary calculation as per the new labor law 2
Dear sir/madam,
Annual leave salary calculation as per the new labor law.
Can you please clarify the correct annual leave salary rules?
Some say it is basic + HRA for the month you will take off, others say it is full salary, and somewhere I read it is basic + HRA (annual leave salary) plus the normal salary you get.
Can you please clarify?
Thanks for your valuable time and kind assistance!
Sep 7, 2022
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I want to dismiss an employee under article 120. Do I need to pay him the EOSB? 4
I want to dismiss an employee under article 120/44 of MOHRE labor law. I want to know if we need to pay him his complete end-of-service benefits.
Jul 26, 2022
430
What happens WPS system if my employer deposited less than my salary? 2
Dear Madam,
My salary is 5000 in WPS, but in June, my company deposited 1000 by mistake.
Is there any chance to rectify or deposit the 5000 dirhams again?
Jul 13, 2022
425
How to appeal the labor judgment if the court did not approve all my dues? 0
My employer has not paid my salary for 8.5 months. I went to the labor court, and was referred to Dubai Courts.
The judgment came and I did not receive the full claim including salaries and 3 months' compensation.
Please advise whether I can go for an appeal and what will be the time for execution.
Need your valuable advice.
Jul 9, 2022
425
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