Questions & Answers
Questions & Answers
9 available 9 • View allPunishment for unpaid bank loan
39
Q: I have a case in court awaiting judgement for a bank loan case of 35'000dh.
What will be the punishment I am going to face?

Jun 6, 2017
58797
Consequences of missing credit card payments
18
Q: After missing 2 months of payments on a credit card, the bank presented a security cheque on my current account for AED 101,000 and it bounced.
They have said that they have filed a case with the police and issued a travel ban. I have since made a minimum payment as requested and plan to discuss repayment with the collections department.
As a businessman, I travel to other countries. Will I now be subject to a travel ban/ be detained at the airport / taken to prison?

Mar 15, 2017
29413
Bounced cheque consequences: criminal penalty and civil case
27
Q: Hi madam,
If a lot of cheques equal to AED 300,000 have been bounced and cases are filed and a travel ban imposed, what will be the punishments or consequences to be faced if caught?
I can't afford to pay back even 1,000 Dhs. Will I have to pay the full amount?
Please advise.
Thanks

Mar 12, 2017
39102
Bounced cheque case: jail term, travel ban, court fees, etc.
66
Q: PLEASE REPLY AS EARLY AS POSSIBLE
UAE
CHEQUE BOUNCE CASE (PERSONAL CHEQUE) IF AN INDIVIDUAL FILE A POLICE CASE
1) What will be the minimum jail terms for Cheque bounce case? During jail terms whether he will be on travel ban? During jail term whether he can come out of jail by giving somebody's passport as security? After completing the jail term whether he will be still on travel ban as he has not paid the money against the cheque? If he did not pay the money during police case, how can I get back the money?
2) When he is on jail terms during police case, whether we can proceed with the civil case for cheque bounce?
3) For proceeding civil case whether we have to deposit any amount to court?
Your valuable advice will be highly appreciable.
Thanks

Apr 15, 2017
73683
How to check UAE travel ban: the procedure, documents needed and the cost
11
Q: Dear Sir,
Is there any options to check my travel ban (UAE) ...because I had some bank loan.
Awaiting your reply.
Thanks

Sep 13, 2017
20422
Checking a possible case after leaving the UAE with credit card dues
2
Q: Dear Sir,
My name is James Joseph and I wish to check if any case is registered against me in the UAE for not paying the credit card amount of AED 5000/-.
Please, if possible let me know the procedures for how to check the same.
Currently, I am residing outside the UAE and had worked in the UAE for the period from July 2005 - April 2008.

Sep 19, 2017
3902
Good conduct certificate in case of unsettled credit card
1
Q: I was a resident of Dubai around 10 years back, and during that time I had some credit card balances which I never paid back. I don't remember if I had signed any security cheque that time.
I want to settle the debt, but before starting a negotiation with the bank I would like to know if there is a police case against me.
Is it a good idea to try and apply for the police good conduct certificate? If there is any case, how will the certificate look like? Will I get the case details on the certificate or no certificate at all?
Also, during that time I did not have any Emirates ID., can I apply even without the Emirates ID?

Feb 14, 2018
1774
Acting against a criminal case for defaulting on a personal loan
0
Q: Hi,
I had a personal loan from a bank for the total outstanding of 37400.
Now, I am terminated from my job and did not pay to the bank for 3 months. They have filed a police case against me in Umm al Quwain.
I went to the police where they took me to court and got the date of 29.04.19. I want to know what will happen now.

Apr 12, 2019
635
Enforcement of Small Claims Tribunal judgement for credit card
7
Q: I have an old credit card which I was paying until October last year.
Due to job loss and then I got a new job at 30% lesser salary, I started paying the bank under a settlement plan from January but missed 2 payments in between.
I have paid 5800 last month and 3000 this week, but the bank is asking to pay more 2400 to cover up for the missed payments which I told them I can't.
They are saying that they will cancel the plan and file a case in DIFC SCT court and there I will have to pay the full amount (AED 50K). There are no fines in the DIFC court & maybe I'll be ARRESTED.
So, please let me know what is the process at DIFC SCT court and if they will arrest me in case I didn't pay the full amount.

Jun 15, 2019
1102
Legal blog
3 available 3 • View allUAE Travel Ban: What You Need to Know 163
The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.
May 6, 2024
136022
The Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18892
What is a Travel Ban & How Does it Work in the UAE? 13
An interview-format article covering the topic of the travel ban and reasons leading to it in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Mar 9, 2020
6581
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47901
Federal Decree-Law No. (31) of 2021 Promulgating the Crimes and Penalties Law 0
The provisions of this Federal Decree-Law No. (31) of 2021 Promulgating the Crimes and Penalties Law, known as the "New UAE Penal Code", governs criminal actions in the United Arab Emirates. The New Penal Code repeals the previous UAE Penal Code (Federal Law No. (3) of 1987 Promulgating the Penal Code).
Sep 20, 2021
472

Other answers by
35 35 answers •
View allRecovering the unpaid price of items delivered over a year ago 0
Dear Sirs,
I have a Reseller Contract which was signed between us and another party for the sale of 10000 units of Terminal Stations.
The final supply was to be done to the India Telecom over a 5-year period at 2,200 units per year, based on a purchase contract signed between us and another company.
Based on this agreement, we placed an order for 2200 units at a value of AED12,273,400 (Twelve million two hundred seventy-three thousand four hundred).
Based on the purchase order, the other party made a payment of 15% as a deposit and we finalized and handed over, but they didn’t pay since one year.
Kindly let us know if you can guide us how we can recover our funds legally.
Looking forward to hearing from you at your earliest.
Apr 29, 2018
353
Obtaining refund from the developer for project delay 0
I booked an off-plan studio in R.E.P. DIP. The developer posts to me the contract to sign. I signed the contract and posted it back to their address.
The texture property In Dubai has been dealing and I transferred 10% to reserve the unit in June 2015. I have paid over 30% until the end of Dec 2016.
I stopped paying the rest of instalments because after viewing 0% construction report through DLD website and neither developer has provided me Oqood.
There is still no construction as per the DLD report for project number 1514. I am considering to get a refund.
The total price of the studio is AED 330000. 10% at the outset, 36 equal instalments during construction, 20% on handover and 18 equal instalments after the handover.
I have paid 10% and 18 equal instalments out of 36 during the construction as per contract. Total AED 109,973.94 paid: AED 109,973.00
What are the possibilities to get a refund from the developer? How much would it cost?
Apr 19, 2018
5715
Transfer of labour complaint from free zone to labour court 0
I was working in Free Zone company here in Sharjah. Our total delayed salary is 6 months. Some of my co-workers already complained in Free Zone immigration but no avail.
What is the best we can do where we will complain?
Waiting for your reply.
Jul 20, 2017
2660
What to do if you have credit card debts 0
Hi,
I am staying in Abu Dhabi with my husband & 7 years old daughter. My husband was working in a big construction company from the year 1996. In October 2015, he got terminated due to which he went in depression.
He got another job but due to depression, he was not going to work regularly. The company terminated him. He doesn't have a job for 2 months & he is not in the position to look for the job as he has depression again.
He was having 3 credit cards. During his first job, he paid regularly without any delays. But after this new job, he didn't pay on time & even for 2 cards we were unable to pay for around 1 year. For the third card after checking with the bank, we had made installments but now for past 3 months, we didn't pay for it.
I really don't know what to do. I am also working but my salary is good enough for the rent only. Nowadays, our friends are helping us for the daily needs even.
Kindly let me know what could be the possible solution for this & can I send my daughter to the home country?
Jul 24, 2017
2786
How to check why your visa application was rejected 0
How to check why my visa application was rejected for Abu Dhabi?
Jul 24, 2017
21105
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