Questions & Answers
Questions & Answers
3 available 3 • View allConsequences of credit card debts in the UAE
1
Q: Hi
I am working in Dubai and I have a credit card with limit 10000 (which is fully used) and a personal loan of AED 37000 balance with a bank.
The last 9 months, I was having problems with my job and was not able to pay my credit card minimum amount, but I have not defaulted on my loan amount.
Yesterday, I got a call from a legal agent claiming to file a case for the credit card. I am not in a situation to pay both the dues together but I can pay my credit card dues once I settle my personal loan which is 3700 x 10 more months.
How to resolve the issue?
If they file a case against me, will I be imprisoned for the said amount of AED 10,000?

Jun 18, 2019
1808
Settlement of credit card payments in a civil case by the bank
2
Q: The bank is saying they will go for a civil case after I came out of the criminal case for a credit card cheque bounce. I have no money to pay. Will I be jailed?
I am willing to pay the outstanding amount & dues if the bank can make for me instalment plan without a downpayment.
The cheque amount was 55,000. Now, the amount including fines and dues is 77,000.

Nov 15, 2018
1706
Possible legal action following the fine payment for credit card
3
Q: Hi Madam,
I would like clarification to that:
A security cheque presented by the bank bounced due to the unpaid credit card dues. I have paid the penalty in the court.
Please advise whether I can resume working over here?
Will the banks follow me to pay the debts after that?

Jun 17, 2019
901
Laws & Regulations
2 available 2 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148370
Federal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47905

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View allAre there any restrictions on a diplomat buying property in the UAE? 0
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Is there any restriction on a diplomat buying property in the UAE, where he works as a diplomat at his country's consulate?
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If someone has a case in the UAE, can they travel to another GCC country? 0
Hi.
One of my friends joined a Telegram group. They said, "We will transfer some amount to your account, and your task is to transfer this amount to another account. Once the task is completed, you will get 30 or 50 AED per task."
He completed 3 to 4 tasks, but he realized it was not good, so he stopped. After one week, when he opened his account, it was blocked, and the bank said, "We are conducting an investigation; after this, we will let you know."
After some days, he had an accident and went to his home country. He then received a call from a landline number, which was from the Abu Dhabi police station.
They said, "We have received a complaint against you; come to our investigation department." However, due to his surgery and treatment, he could not go.
After some time, his bank account was reopened, and he did not receive any further calls. I want to know, if he comes back to the UAE or goes to any other GCC country, will he face any problems?
If someone has a case in the UAE, can they travel to another GCC country?
Please advise!
Feb 17, 2025
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What can I do if my employer refuses to pay me and I have no contract? 0
Hello,
What legal action can I take in case the employer refuses to pay my salary and I don't have a contract with them?
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I want to open an online shop. Do I need a license to open an Etsy shop? 0
I currently live in Sharjah and have a UAE residence visa but I am not a UAE or GCC national. I want to open an online shop (Etsy or Shopify) to sell handmade items, such as crocheted goods, bookmarks, greeting cards, etc.
Do I need a license to open an Etsy shop?
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How much would it cost me?
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How can we locate a person with an ongoing legal case? 0
Hello,
I am seeking your legal advice regarding a friend who was previously imprisoned in Abu Dhabi. His case there is now closed, but he has another ongoing case in Dubai.
Currently, we have lost contact with him and are unsure of his whereabouts. How can we check where he is or access any other legal facility?
Are there legal procedures to locate a person with an ongoing case?
What steps should we take to get more information about his status and legal position?
Feb 11, 2025
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