إنهاء قضية قرض أو بطاقة ائتمان بعد دفع الغرامة

Dear Questioner,

I would like to point out the above information is not completely true. Please note that criminal liability and civil liability are two different concepts of legal liabilities.

Here in the UAE, dishonouring a cheque is considered as a criminal offence against which you can file a police complaint.

Filing a complaint in the police station acknowledges the criminal aspect of cheque bounce.

The public prosecution may give a judgement imposing a fine or jail term, depends upon the amount. The whole purpose of the criminal complaint is to punish the defaulter.

Whereas civil liability is something personal and the purpose of filing a civil case is to recover the outstanding from the defaulter.

Hope the above explanation gives you proper clarification.

Thank you.