Q: Dear Sir/Madam, I am traveling for Hajj and have a 2-hour transit in Dubai. I had some bank liabilities that I later settled and obtained NOCs from the banks. However, I am doubtful if my cases have been cleared. Please let me know if there is any harm in transiting from the UAE in my case. My connecting flight is to Jeddah.

Q: I left Dubai and came back to the UK following the loss of my Mom. I then did not return to the UAE as my company terminated my contract (did not cancel my visa). However, I had a loan and a credit card which as yet I have not been able to repay. Despite contact with the bank, no agreement has been reached, and no claim has been made against me to the court. Can I transit through any other GCC country if I have unpaid debts in the UAE? Thanks

Q: Good day, l used to have a credit card with a bank then l moved out of the UAE but continued paying although sometimes l delayed payments due to the transfers from one country to another. Then one time 5 years ago, l was in transit through Dubai airport, and l was arrested and detained for a whole night. But at the police station, they asked me to pay AED 20,000 if l wanted to be released from prison and continue with my journey. l asked family members to assist me. They paid the amount that was required and l was released. Only to find out when l got to my destination that the bank was still sending more emails for me to keep paying. From that time, l tried to inform them that l paid money to be released and the amount that l owed the bank was only AED 40,000. Now my question is: Will l have any issues again if l try to visit the UAE or just use it as a transit country?

Q: Hi, My husband lost his job 6 years back and he has not been able to find a job. He got a loan from a bank and they filed a civil case. We also came to know he has a standing warrant of arrest. I want to know what I can do for him. Should my husband go to Dubai Courts and check what he can do to settle the case or they will arrest him immediately? Should I go on his behalf and check what steps we can take to settle this case? Thank you in advance for your legal advice.

Q: Hi, I just wanted to ask if I can put a travel ban on someone here in Dubai. They owe us money, but it is not more than 10,000 AED; it is around 9,000 AED. When I looked online, it seems it should be more than 10,000 AED. Can you please help me with this?

Q: I have a pending auto loan and credit card payment. My visa was canceled and I exited the country because I had a health problem. Within 2 weeks, I'm going back on a visit visa to settle the loan. The bank was kept in the loop and I have not defaulted on any payments. Will there be any problem?

The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.

The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.