Questions & Answers
Questions & Answers
10 available 10 • View allClaiming a loan given to a friend without written agreement
22
Q: Dear Sir,
I have given some money (AED 185,000) to my friend for his business purpose, almost 18 months before. Now, he does not return my money back.
I didn't have any legal agreements or security cheque. I transferred this amount from my account to his account. Can I proceed with a case?
Please suggest me, Sir.
Thanks
Mohammed Rashid

Sep 10, 2018
6015
Recovering a personal debt without written agreement

6
Q: Hi.
I would like to inquire how much do you charge for a consultation because I need some legal assistance regarding loaned money.
Someone owes me a big amount of money, AED 51,000 to be exact. I lent them an amount of AED 60,000 which they would pay on a monthly basis for 24 months.
However, after 3 months of paying, they haven’t paid until now. I would like to get a quote on how much would it cost to have a legal assistance in such case like this.
Thank you.


Jan 30, 2018
3857
Claiming an old personal debt without documents
4
Q: Hi,
I lent money to a colleague. Now, it's been 5 years and he is still finding excuses not to pay me.
Since then I left the UAE, and the only proof I have is Whatsapp messages. What can I do?

Jul 17, 2018
2183
Are electronic transactions considered valid commitments?

4
Q: Hi,
Could you please advise!
Can commitments or agreements via electronic communications (emails) be considered as a binding agreement as per the UAE law?
If yes, kindly provide the law clauses.


Feb 5, 2020
472
How to secure your rights while lending money to a friend
2
Q: What is the procedure to validate a promissory note in Dubai for a person from India currently working in Dubai?
Actually, I am lending an amount to my friend for a period of one year without any interest. He's also an Indian, working in Dubai.
So I would like to know about legalising the agreement between us.

May 21, 2020
840
إمكانية رفع دعوى ضد شخص بعد تحويل مبلغ له لإرساله لآخر

1
س: السلام عليكم،
تواصل معي شخص على الهاتف وطلب مني خدمة إنسانية. يريد مني إرسال نقود إلى سوريا بحكم إقامتي بين دبي وسوريا على أن يودع المبلغ في حسابي في الإمارات. وبالفعل أودع المبلغ في حسابي وقمت بتسليم الأمانة.
يوجد بيني وبين هذا الشخص محادثات على الواتساب تفيد بأنه أودع المبلغ في حسابي، ولكن لا يوجد إثبات أنني قمت بتسليم الأمانة.
هل يمكن له أن يشتكيني ويدّعي أنني لم أسلِّم الأمانة؟


Jan 24, 2022
212
Is an email legitimate for adding terms not mentioned in the tenancy contract?




2
Q: Dear Sir/Madam,
I want to rent an apartment in JVC, and the real estate managing the building sent me the contract. After reading it, I noticed there is a clause stating that pets are not allowed.
There is no clause about maintenance fees and whether they are covered (although the agent mentioned cats are allowed and maintenance is free). Also, there is no clause stating that the rent increase follows RERA guidelines.
When I went to negotiate, the manager said we cannot change the contract but offered to send an official email stating that cats are allowed, maintenance is free, and the rent increase complies with RERA.
I haven’t signed the contract and want to know if the email is legitimate and if I can use it as proof if needed for dispute resolution.
Thanks in advance!





Jan 15, 2024
122
Is a photo or printout of a cheque legally valid for deposit?




2
Q: Hi,
In the UAE, is a photo or a printout of a cheque as valid as the original cheque, and thus can be legally deposited?
If so, does this apply if both drawer and payee are individuals?
Many thanks for the advice!
Best Regards,





Mar 7, 2024
498
Can the payee of a cheque use a photo of a cheque I sent a picture of it on WhatsApp?


1
Q: Greetings,
I shared a photo of a cheque with the payee for verification purposes only, not for deposit. Our WhatsApp communication has been clear on this.
I recently found out that it may be possible to encash a cheque using a photo or printout instead of the original cheque…
Now, I worry the person may actually deposit the cheque using the photo I shared.
Is this possible or plausible, would this be a fraud?
Should I preemptively block the cheque?
The jurisdiction is Dubai.
I still have the physical cheque in my possession.
Thank you in advance for your input.



Mar 7, 2024
562
Can I cancel the email agreement on rent before signing the lease contract?




0
Q: Canceling rental agreement before signing it.
By email, I agreed to rent an apartment, no lease or contract has been signed.
However, the agent asked for a photo of the cheques for verification purposes only, which I provided.
No money or physical cheque has been exchanged.
How easily can I back out of the agreement?
Would changing my mind and backing out of the agreement be a breach of contract?
Would the copy of the cheques be a "consideration"?
Many thanks





Mar 11, 2024
77
Legal blog
1 available 1 • View allThe Rise of Digital Contracts in the UAE: What Businesses Need to Know 3
We're seeing a significant change in the way we do business. The development of artificial intelligence (AI) is speeding up the transition to a more automated and digital future. This change is especially noticeable in transactions and contracts. Businesses of all sizes should consider e-contracts and digital transactions, as they can improve efficiency, streamline processes, and eventually open up new growth opportunities.
Feb 24, 2025
111
Laws & Regulations
2 available 2 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148341
Federal Law No. (10) of 1992 On Evidence in Civil and Commercial Transactions 14
The provisions of this law On Evidence in Civil and Commercial Transactions (Law of Evidence) govern evidence in civil and commercial disputes in the UAE.
Jan 15, 1992
19084

Other answers by
46 46 answers •
View allWhat to do in case of issuing cheques to a friend for rent and is not paying the amount? 0
Hi Ms. Jennifer,
My friend in Dubai opened her dance studio in Karama & requested me to give her 4 cheques in my name as they had some issues opening an account.
She assured me that every alternative month before the due date of the cheque she would deposit the said amount in my account. The 1st cheque was on 10 Nov 2022, for which she put the amount in my account.
On 10 Jan 2023 was the 2nd cheque & this time she did not put the money in my account, I borrowed money from my known sources to avoid the cheque bounce case.
It has been 13 days now & she has still not deposited my money in the account. How can I get out of this situation?
I want to take back my 2 pending cheques from the landlord as the class does not belong to me, I just helped on humanitarian grounds & this is what I got in return.
I have been messaging her pleading with her to deposit the money in my account but she has been giving me excuses.
Please guide & help me.
Jan 23, 2023
450
Starting a new business after closing the old one 0
Dear sir/madam,
I am planning to start a new business in the UAE. I left my old office and planning to go for the registration of a new license.
Is there any legal issue to start a business? And can I approach my existing clients for the new business?
Apr 18, 2022
265
Refusing to return the remaining rental cheques despite providing a proper notice 0
Dear sir/madam,
Can a landlord refuse to return the remaining rental cheques if the tenancy agreement has been terminated earlier with proper notice in place?
I am vacating a quarter earlier, but the landlord refuses to return the 4th quarter cheque until I vacate the premises and he makes post-inspection despite having a separate security deposit amount in place.
Feb 14, 2022
859
Is it possible to settle credit card debts after losing job and leaving the UAE? 0
Hi,
I was laid off in June 2020 during COVID19 and had credit cards in several banks. I had to leave the country but was still paying the banks up until September 2021.
So I was getting calls from the bank, and the last one was maybe in December 2021. A new law came into effect this January, so the cheque bounce was decriminalized but the civil case is still there and a new option of some kind of execution is also there now.
I don't know if I got any cheque bounce, do I get a notification on my email or SMS on my mobile? (My mobile is still active and I am outside of Dubai since then).
Also, want to ask- under the new rule does the execution smth can lead to imprisonment and/or a travel ban? And if yes then for how long?
Will I be able to come to Dubai and find a job if the execution case is there?
Thank you
Feb 7, 2022
489
Vacating an apartment by the landlord upon tenant's refusal of the new contract 0
Hi,
I have a query regarding a contract renewal. I have given notice by the notary public to my tenant to vacate my apartment.
He is not agreeing on terms and conditions and is asking to have the same terms and conditions as the previous year's contract, for which I said that I will not sign the contract which contains renewal terms and conditions.
(I told him 90 days before the current contract expiry date that I am not willing to renew and I will give the notice to vacate).
So if I do not sign the contract and it gets renewed automatically, can my tenant challenge the notice by a notary public at the time of vacating the apartment?
Thank you!
Jan 24, 2022
508
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