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What to do if the credit card debt is more than the credit card limit?
Hello,
My credit card limit was 30k. Once I stopped paying, they are now asking me for 94k and telling me they will file a civil case against me.
What should I do?
They are now giving me a settlement, but it is still more than my credit card limit.
Please guide me!
16 May 2023, 13:05
Dear questioner,
This can be due to the unpaid amounts and fines on them.
You can request the bank to reduce the amount.
You will get a clearance certificate from the bank after paying the last installment, and you can remove the travel ban.
If you have any concerns, we can conduct a security inquiry about you. We can conduct a quick examination of the legal precedents to see if there are any pending or existing cases or travel bans against you.
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