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What to do if the credit card debt is more than the credit card limit?

Hello,

My credit card limit was 30k. Once I stopped paying, they are now asking me for 94k and telling me they will file a civil case against me.

What should I do?

They are now giving me a settlement, but it is still more than my credit card limit.

Please guide me!

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Amiri Advocates & Legal Consultants
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13 May 2023, 08:39

Dear Questioner,

If they file a case against you, and you are sure that you are right, ask the judge to appoint a banking expert who will examine the case and write his report to the judge.

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KHE Legal Consultancy
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16 May 2023, 13:05

Dear questioner,

This can be due to the unpaid amounts and fines on them.

You can request the bank to reduce the amount.

You will get a clearance certificate from the bank after paying the last installment, and you can remove the travel ban.

If you have any concerns, we can conduct a security inquiry about you. We can conduct a quick examination of the legal precedents to see if there are any pending or existing cases or travel bans against you.

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