Questions & Answers
Questions & Answers
3 available 3 • View allSettlement for a bank loan with the collection agency

1
Q: Hi Lawyers,
I have outstanding dues on my personal loan and the bank filed a case on that. I am trying to get a settlement through the debt collection agency.
They asked me to sign a financial letter for that, along with it, they need all my documents. Is this mandatory?
Is there any issue in signing the financial letter?
Is there any issue if I could not make the payment on the mentioned date?
Please advise.


Mar 11, 2020
803
Loan settlement with the bank in the UAE to stop harassment by collection agency
3
Q: Hi
I am from India and I left the UAE in 2020 with a personal loan outstanding of 300k due to my job issues, I am in the UK currently for the past 2 years.
The bank has received my end-of-service benefits and holds them. Now they are threatening me via a collection agency from India to go against my parents who have nothing to do with this loan.
They are calling them by phone and messaging to threaten me from time to time. I have complained to my bank about this bullying from this collection agency but no action is taken from the bank.
I am currently paying the minimum amount to the bank in the UAE towards my personal loan.
I like to know what action can the UAE bank take against me in the UK and in India against me and my parents.
What is the legal right the collection agency in India has to act against me and my parents?
If I can't pay my personal loan due to my financial situation, what will the consequences be?
Kindly advise.

May 4, 2022
806
Defamation by an collection agency for debt recovery


2
Q: Dear Sir/Madam,
I am a UAE ex-pat. I have a debt from a bank and their collection agency is trying to chase me. I am unable to pay back because of my financial issues.
Now they are trying to defame me in my existing company and looping my employer in the emails to humiliate and defame me.
Are they legally allowed to do so?



Oct 12, 2022
557
Legal blog
2 available 2 • View allOnline POA and Other Notary Public Services in the UAE 28
With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.
Jun 8, 2021
19284
Bounced Cheques in the UAE: What You Need to Know in 2024 292
In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.
Oct 15, 2024
223258
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148595

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