Q: Sir, I have 2 credit cards. The payment is pending for the last 4 months. One card limit is 3000 and the other card limit is 8000. Can the bank put a travel ban against me?

Q: I have around AED 66,000 total credit card amount pending with 5 banks. I have missed 2 payments now. What are the consequences I should foresee in this situation? What are the solutions?

Q: I applied for my child new visa and it was pending for a long time. When I reached the immigration, they said I have a police case and after I was suspecting that the bank said one credit card case is registered against me and now they demand double of the credit card limit. Please suggest to me how I can clear all this.

Q: Dear Sir/Madam, I was living in Dubai in 2009 and using some credit cards that I was unable to pay due to some problems. Now, in February 2024, can I enter Dubai again? Please guide me!

Q: Hello, I would like to know if the bank can claim recovery after 6 years of not paying credit card dues in the UAE.

Q: Dear Sir, I hope this message finds you well! I am writing to seek your advice regarding a debt case filed in 2016 in the UAE. The debt amounts to approximately 45,000 AED (20,000 AED cheque amount and 25,000 AED credit card amount). The associated interest has now possibly exceeded 150,000 AED. I have recently secured a job in Dubai and am eager to return; however, I am currently unable to pay the full debt amount. I am aware of a court fine of 5,000 AED. I would like to understand if there is any possibility of returning to Dubai by paying only this court fine and lawyer fee. Could you please advise on any available legal avenues or procedures that may allow me to resolve this matter and return to Dubai under these circumstances? Your guidance on this matter would be greatly appreciated. Thank you for your time and assistance! Best Regards,

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.