Questions & Answers
Questions & Answers
4 available 4 • View allI left the UAE a year ago with an unpaid bank loan. How can I settle the issue?
Q: Hello,
I have left the UAE 1 year ago and I had an outstanding loan in CBD. I would like to know if and how much I should cover.
If I do, will be the police case removed? Will I be able to travel to GCC countries again?
Thank you
Nov 21, 2017
3074
Arrest because of unpaid bank loan
Q: Is it possible to arrest someone at the airport while coming back after a 3 days vacation due to bank loan non-payment and how to solve the problem?
Jun 13, 2017
8798
Negotiating with the bank to restructure outstanding loan payment
Q: Hi,
I have taken a loan from the bank worth AED 450000. I lost my job in 2016 and was unable to pay the instalments, then left Dubai.
Bank people never contacted me and I left as I was unable to pay the monthly instalments. Now I am in India.
I have got another job in Dubai and I am very keen on joining it.
I contacted the bank through email asking their help to sort this, they asked me to call the call centre.
When I called the call centre no one was able to help me, they just said "we will get back to you", but no reply yet. For 1 month, they are not able to help me.
Now, I have to join my new job in Dubai asap, and unable to understand what to do. I am ready to pay half amount now and remaining half in instalments on monthly basis.
But I don't know whom to contact and how to get this sorted.
PS: I don't have any friend in Dubai who is ready to help me and go and negotiate with the bank on my behalf. I am just trying to call and sort on my own.
Please help and guide me.
Jul 17, 2018
4520
Refusing to make a settlement for credit card due to outstanding loan
Q: Hello.
I have a credit card in a bank, at first they are asking me to show proof on why I wasn't able to pay my dues, so from my end, I submitted all papers.
Now, they asked me to pay the minimum, and when I asked when they will send me a settlement offer, they are telling me they cannot provide because I have a personal loan.
For this personal loan, they filed a case against me 5 months ago and I went to prosecution and paid the fees. So, the settlement offer for my credit card is not possible because of my loan also.
But before, they have asked me for proof to show and now they are refusing me. Is this correct or it depends on the bank's discretion?
Aug 26, 2019
549
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148385
Other answers by
421 421 answers •
View allPayment recovery for delay in the delivery of purchased property
Hi,
I need to hire a property lawyer.
I have purchased a property that is still under construction. The handover was supposed to be May 2018 and it has been delayed for over 18 months.
Can you please advise what is the average fee to the lawyer and any upcoming fees?
I would like to either receive compensation for the delay or terminate the SPA and receive what I have paid.
Thanks
Nov 10, 2019
375
Termination of services due to cost-cutting
My company terminated my services without any reason except for what they told me that they are cost-cutting.
What are the complete benefits that they have to pay to me beside the gratuity?
I worked there for 3 years.
Nov 10, 2019
955
Court fee for filing civil case of cheque bounce
What is the total fee for instituting a civil case for a bounced cheque of AED 4 million?
Nov 8, 2019
4858
Mutual Termination vs Resignation
Is it possible to request a mutual termination of the contract from the employer?
My employer recently asked me to submit a resignation. Since it's not legal for him to do this and since I don't mind leaving the company for better opportunities, is it legal for me to request a mutual termination of contract letter?
What are the important things that should be stated in the letter?
Nov 9, 2019
1685
Termination for non-performance and claim for arbitrary dismissal
Hi,
I am the GM of a company in the Internet City and the VP Sales MEAA.
My contract has been terminated after 13 years due to some results that did not meet the company expectations.
No process was followed prior to termination. I wish to know if I will have a claim for arbitrary dismissal.
Regards
A. D.
Nov 5, 2019
1084
Other answers by
80 80 answers •
View allDeducting visa costs when resigning after more than a year of work
Hello sir,
I have been working for 1 year and 6 months in a restaurant without a vacation. Due to my health, I had resigned, and when receiving my payment, they had deducted 4200 for the visa.
Please I want to know if it is allowed to pay for the visa.
Thank you!
Mar 15, 2021
1046
Is it legal to invest in a crowdfunding outside the UAE?
Regarding investment in a UK-based crowdfunding platform from the UAE
I am a UAE (Dubai) resident. Is it legal to invest in a startup that is based in Cayman Island and London through UK based crowdfunding platform (crowdcube.com) from the UAE?
Looking for precious advice.
Thank you!
Mar 9, 2021
619
Filing a case for wrongfully encashing a guarantee cheque
3 years back I had given a post-dated cheque as a guarantee to a person whom I had to pay the money.
In 3 years time before the due date of the post-dated cheque, I had paid him partially by cash and cheque for which I have his signed vouchers and the PDC cheque details.
He was supposed to return back my PDC on the due date and collect the balance amount that was around AED 4000. The cheque value was AED 115,000.
On the due date, he demanded more money from me and when I refused, he bounced the cheque and filed a cheque bounce case.
He said I gave him a cheque of a closed bank account when he asked the money back and claimed the full amount. I was arrested and had to pay the fine for the cheque bounce case.
With the agreement I have with me and the payment voucher proof, can I sue him back for the false accusation?
And can I claim compensation for spoiling my name and image?
Dec 13, 2019
1647
Suing an employer for unpaid loan taken on the name of employee
Salam,
I was working in Dubai and I needed a 50k loan from the company. My boss told me to do him a favour and take a 700000 loan from the bank then take 50k.
I said how. He planned everything and deposited 30k salary on my account and verify from HR and accounts.
The bank agent gave me the loan he paid instalments almost for one year and then he terminated me and said don't worry we will pay your loan.
After I came back to Pakistan, they are paying but after 3-4 months like that, the recovery company calls me in Pakistan daily. what can I do?
If I come to Dubai and make a case on my boss, will the bank help me or I have to hire lawyer?
Feb 22, 2019
1175
The consequences of resignation in a limited labour contract
Dear Sir,
I hope you are doing well.
My neighbour brother went earlier to Dubai for packing work in a hotel for 2 months. Due to the condition of work & not getting a proper salary, he decided to resign from his job.
When he intimated the same to the employer they said he should pay AED 4500 before leaving & his own ticket. He is from a very poor background that's why he came for AED 900 salary.
But he gets actually 750 only without food. Need your kind support to help him to come back to India.
Feb 19, 2019
3346
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